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D*?.?.?.X1Z4N5 ??\?u??A?IbN?Q?S.`?ljz?z:???????C)M?N4P?????????У6?#?w??  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\? ??t ??!g*?.?.?.?1d4i5?[?t????A?I?N?Q?SN`?l?z?zx???;?????ȤY?b??????"??-????@?????5????*?N?=? t?SL??????#?%?/:4v6:;#=?= >$>?CCM?NrP?ˇ???????@?|?????GTimes New Roman@"????h$?????4d2??X ??$P2?????Unknown??!` ??(?AWN1... 8>?>???????????Z Z Z Z ???????~???LZ Z Z Z Z v?bx?I??*?Z Z Z Z Z Z Z Z Z Z Z Z Z Z ?? +??Z Z ??Z ???????????????????????????? NG?N H?NG NH? N??C VI?T NAM -------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: 12/2022/TT-NHNNH? N?i, ng?y 30 th?ng 9 nm 2022?TH?NG T?H??NG D?N V? QU?N L? NGO?I H?I ?I V?I VI?C VAY, TR? N? N??C NGO?I C?A DOANH NGHI?PCn c? Lu?t Ng?n h?ng Nh? n??c Vi?t Nam ng?y 16 th?ng 6 nm 2010;Cn c? Lu?t C?c t? ch?c t?n d?ng ng?y 29 th?ng 6 nm 2010; Lu?t s?a ?i, b? sung m?t s? i?u c?a Lu?t C?c t? ch?c t?n d?ng ng?y 20 th?ng 11 nm 2017;Cn c? Lu?t Qu?n l?, s? d?ng v?n nh? n??c ?u t? v?o s?n xu?t, kinh doanh t?i doanh nghi?p ng?y 26 th?ng 11 nm 2014;Cn c? Ph?p l?nh Ngo?i h?i ng?y 13 th?ng 12 nm 2005; Ph?p l?nh s?a ?i, b? sung m?t s? i?u c?a Ph?p l?nh Ngo?i h?i ng?y 18 th?ng 3 nm 2013;Cn c? Ngh? ?nh s? 219/2013/N-CP ng?y 26 th?ng 12 nm 2013 c?a Ch?nh ph? v? qu?n l? vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh;Cn c? Ngh? ?nh s? 16/2017/N-CP ng?y 17 th?ng 02 nm 2017 c?a Ch?nh ph? quy ?nh ch?c nng, nhi?m v?, quy?n h?n v? c? c?u t? ch?c c?a Ng?n h?ng Nh? n??c Vi?t Nam;Theo ? ngh? c?a V? tr??ng V? Qu?n l? ngo?i h?i;Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam ban h?nh Th?ng t? h??ng d?n v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p.Ch??ng IQUY ?NH CHUNGi?u 1. Ph?m vi i?u ch?nh1. Th?ng t? n?y quy ?nh v?:a) Th? t?c ng k?, ng k? thay ?i kho?n vay n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh;b) Vi?c m? v? s? d?ng t?i kho?n vay, tr? n? n??c ngo?i c?a b?n i vay; vi?c m? v? s? d?ng t?i kho?n thanh to?n c?a b?n cho vay t?i t? ch?c t?n d?ng ??c ph?p t?i Vi?t Nam ? th?c hi?n kho?n vay n??c ngo?i;c) Vi?c r?t v?n, tr? n? v? chuy?n ti?n kh?c li?n quan ?n th?c hi?n kho?n vay n??c ngo?i;d) Qu?n l? ngo?i h?i ?i v?i c?c giao d?ch chuy?n ti?n li?n quan ?n vi?c x? l? t?i s?n b?o ?m tr?n l?nh th? Vi?t Nam, chuy?n ti?n b?o l?nh cho kho?n vay n??c ngo?i, ho?n tr? kho?n nh?n n? gi?a b?n i vay v? b?n b?o ?m li?n quan ?n kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh;) Vi?c cung c?p, s? d?ng v? qu?n l? th?ng tin tr?n Trang i?n t? qu?n l? vay, tr? n? n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh (sau ?y g?i l? Trang i?n t?);e) Ch? ? b?o c?o th?ng k? v? ho?t ?ng vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh.2. Vi?c ng k?, ng k? thay ?i ?i v?i c?c kho?n vay n??c ngo?i d??i h?nh th?c ph?t h?nh tr?i phi?u qu?c t? c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh th?c hi?n theo quy ?nh c?a Ng?n h?ng Nh? n??c Vi?t Nam (sau ?y g?i l? Ng?n h?ng Nh? n??c) h??ng d?n v? qu?n l? ngo?i h?i ?i v?i vi?c ph?t h?nh tr?i phi?u ra th? tr??ng qu?c t? c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh.3. Vi?c ng k?, ng k? thay ?i ?i v?i c?c kho?n vay n??c ngo?i ??c Ch?nh ph? b?o l?nh th?c hi?n theo quy ?nh c?a Ng?n h?ng Nh? n??c h??ng d?n th? t?c ng k?, ng k? thay ?i kho?n vay n??c ngo?i v? kho?n ph?t h?nh tr?i phi?u qu?c t? ??c Ch?nh ph? b?o l?nh.4. Vi?c m? v? s? d?ng t?i kho?n ngo?i t? ? n??c ngo?i ? th?c hi?n kho?n vay n??c ngo?i th?c hi?n theo quy ?nh c?a Ng?n h?ng Nh? n??c v? vi?c m? v? s? d?ng t?i kho?n ngo?i t? ? n??c ngo?i c?a ng??i c? tr? l? t? ch?c.i?u 2. ?i t??ng ?p d?ng1. Ng??i c? tr? l? doanh nghi?p, h?p t?c x?, li?n hi?p h?p t?c x?, t? ch?c t?n d?ng v? chi nh?nh ng?n h?ng n??c ngo?i ??c th?nh l?p, ho?t ?ng kinh doanh t?i Vi?t Nam l? b?n i vay n??c ngo?i (sau ?y g?i chung l? b?n i vay).2. T? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam cung ?ng d?ch v? t?i kho?n vay, tr? n? n??c ngo?i cho b?n i vay; cung ?ng d?ch v? chuy?n ti?n li?n quan ?n ho?t ?ng vay, tr? n? n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh.3. C?c t? ch?c, c? nh?n l? b?n b?o l?nh, b?n b?o ?m t?i s?n cho kho?n vay n??c ngo?i c?a b?n i vay.4. T? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i nh?n ?y th?c cho vay t? b?n ?y th?c cho vay l? ng??i kh?ng c? tr?.5. C?c t? ch?c, c? nh?n kh?c li?n quan ?n ho?t ?ng vay n??c ngo?i c?a b?n i vay.6. C?c c? nh?n, ?n v? thu?c Ng?n h?ng Nh? n??c c? tr?ch nhi?m qu?n l? v? khai th?c th?ng tin tr?n Trang i?n t?.i?u 3. Gi?i th?ch t? ng?Trong Th?ng t? n?y, c?c t? ng? d??i ?y ??c hi?u nh? sau:1. Kho?n vay n??c ngo?i l? c?m t? d?ng chung ? chi kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh (sau ?y g?i l? kho?n vay t? vay, t? tr?) v? kho?n vay n??c ngo?i ??c Ch?nh ph? b?o l?nh d??i m?i h?nh th?c vay n??c ngo?i th?ng qua h?p ?ng vay, h?p ?ng nh?p kh?u h?ng h?a tr? ch?m, h?p ?ng ?y th?c cho vay, h?p ?ng cho thu? t?i ch?nh ho?c ph?t h?nh c?ng c? n? tr?n th? tr??ng qu?c t? c?a b?n i vay.2. Ng?n h?ng cung ?ng d?ch v? t?i kho?n l? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i ho?t ?ng t?i Vi?t Nam n?i b?n i vay m? t?i kho?n thanh to?n ? th?c hi?n r?t v?n, tr? n? kho?n vay n??c ngo?i v? th?c hi?n c?c giao d?ch chuy?n ti?n kh?c li?n quan ?n ho?t ?ng vay, tr? n? n??c ngo?i.3. Ng?n h?ng ph?c v? giao d?ch b?o ?m l? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam n?i cung ?ng d?ch v? chuy?n ti?n th?c hi?n ngh)a v? b?o l?nh, chuy?n ti?n x? l? t?i s?n b?o ?m li?n quan ?n kho?n vay n??c ngo?i.4. Thu? t?i ch?nh l? vi?c b?n i thu? l? ng??i c? tr? nh?n kho?n t?n d?ng trung, d?i h?n tr?n c? s? h?p ?ng thu? t?i ch?nh v?i b?n cho thu? l? ng??i kh?ng c? tr?; vi?c x?c ?nh h?p ?ng thu? t?i ch?nh ??c th?c hi?n theo h??ng d?n th?c hi?n chu?n m?c k? to?n do B? T?i ch?nh quy ?nh.5. C?ng c? n? l? t?n phi?u, h?i phi?u nh?n n?, tr?i phi?u do b?n i vay ph?t h?nh ngo?i l?nh th? Vi?t Nam cho ng??i kh?ng c? tr?.6. Kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam l? kho?n vay n??c ngo?i ??c r?t v?n v?o t?i kho?n vay, tr? n? n??c ngo?i b?ng ?ng Vi?t Nam c?a b?n i vay ho?c ngh)a v? n? c?a kho?n vay ??c x?c ?nh b?ng ?ng Vi?t Nam.7. D? ?n ?u t? l? c?c d? ?n ??c c?p c? th?m quy?n c?p Gi?y ch?ng nh?n ?u t?, Gi?y ch?ng nh?n ng k? ?u t? ho?c Quy?t ?nh ch?p thu?n ch? tr??ng ?u t? theo quy ?nh c?a ph?p lu?t v? ?u t? v? c?c quy ?nh hi?n h?nh c?a ph?p lu?t c? li?n quan.8. Ph??ng ?n s? d?ng v?n vay n??c ngo?i l? k? ho?ch s?n xu?t, kinh doanh s? d?ng v?n vay n??c ngo?i trong ? ch?ng minh m?c ?ch, nhu c?u vay n??c ngo?i h?p ph?p, h?p l? c?a b?n i vay.i?u 4. Nguy?n t?c qu?n l? ngo?i h?i ?i v?i c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m1. Kho?n vay n??c ngo?i d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m l? kho?n nh?p kh?u h?ng h?a c? ng?y r?t v?n ?u ti?n tr??c ng?y thanh to?n cu?i c?ng; trong ?:a) Ng?y r?t v?n c?a kho?n vay n??c ngo?i d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m l?:Ng?y th? 90 k? t? ng?y ph?t h?nh ch?ng t? v?n t?i trong tr??ng h?p ng?n h?ng cung ?ng d?ch v? t?i kho?n y?u c?u b? ch?ng t? thanh to?n ph?i c? ch?ng t? v?n t?i;Ng?y th? 45 k? t? ng?y ho?n th?nh ki?m tra ghi tr?n t? khai h?i quan ? ??c th?ng quan trong tr??ng h?p ng?n h?ng cung ?ng d?ch v? t?i kho?n kh?ng y?u c?u b? ch?ng t? thanh to?n ph?i c? ch?ng t? v?n t?i;b) Ng?y thanh to?n cu?i c?ng ??c x?c ?nh l?:Ng?y thanh to?n cu?i c?ng c?a th?i h?n thanh to?n theo h?p ?ng;Ng?y thanh to?n th?c t? cu?i c?ng trong tr??ng h?p kh?ng th?c hi?n theo h?p ?ng ho?c h?p ?ng kh?ng quy ?nh c? th? th?i h?n thanh to?n;c) Th?i h?n kho?n vay n??c ngo?i d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m l? th?i h?n ??c x?c ?nh t? ng?y r?t v?n ?u ti?n ?n ng?y thanh to?n cu?i c?ng.2. C?c kho?n vay t? vay, t? tr? d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m kh?ng thu?c ?i t??ng ph?i ng k?, ng k? thay ?i kho?n vay n??c ngo?i theo quy ?nh t?i Ch??ng III Th?ng t? n?y.3. C?c giao d?ch chuy?n ti?n tr? n? (g?c, l?i), tr? ph? li?n quan ?n kho?n vay n??c ngo?i d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m kh?ng b?t bu?c ph?i th?c hi?n qua t?i kho?n vay, tr? n? n??c ngo?i.i?u 5. S? d?ng Trang i?n t? ? khai b?o th?ng tin ng k?, ng k? thay ?i kho?n vay v? b?o c?o t?nh h?nh th?c hi?n kho?n vay t? vay, t? tr?1. Tr??ng h?p b?n i vay l?a ch?n khai b?o th?ng tin ng k?, ng k? thay ?i ? gi?m th?i gian x? l? th? t?c h?nh ch?nh, b?n i vay s? d?ng Trang i?n t? ? khai b?o th?ng tin li?n quan ?n kho?n vay ??c ng k?, khai b?o th?ng tin v? c?c n?i dung ? ngh? x?c nh?n ng k? thay ?i tr??c khi g?i h? s? ng k?, ng k? thay ?i kho?n vay n??c ngo?i.2. ?i v?i vi?c b?o c?o t?nh h?nh th?c hi?n kho?n vay n??c ngo?i, b?n i vay ph?i s? d?ng Trang i?n t? ? th?c hi?n ch? ? b?o c?o tr?c tuy?n theo quy ?nh t?i Th?ng t? n?y.i?u 6. Th?c hi?n kho?n vay n??c ngo?i sau khi b?n i vay b? chia, t?ch, h?p nh?t ho?c s?p nh?p1. Khi b?n i vay b? chia, t?ch, h?p nh?t ho?c s?p nh?p, t? ch?c k? th?a quy?n v? ngh)a v? li?n quan ?n kho?n vay n??c ngo?i ti?p t?c th?c hi?n tr?ch nhi?m c?a b?n i vay theo quy ?nh t?i Th?ng t? n?y.2. Tr??ng h?p ch? c? 01 t? ch?c k? th?a quy?n v? ngh)a v? li?n quan ?n kho?n vay n??c ngo?i c?a b?n i vay b? chia, t?ch: b?n cho vay, t? ch?c m?i th?nh l?p sau khi chia, t? ch?c b? t?ch, t? ch?c ??c t?ch th?a thu?n b?ng vn b?n ? x?c ?nh t? ch?c s? k? th?a quy?n, ngh)a v? c?a b?n i vay b? chia, t?ch trong kho?n vay n??c ngo?i, ?m b?o kh?ng tr?i v?i c?c quy ?nh c?a ph?p lu?t c? li?n quan.3. Tr??ng h?p sau khi chia, t?ch c? nhi?u t? ch?c c?ng li?n ?i ch?u tr?ch nhi?m ?i v?i ngh)a v? tr? n? kho?n vay n??c ngo?i:a) C?c t? ch?c c?ng li?n ?i ch?u tr?ch nhi?m ph?i th?a thu?n b?ng vn b?n v? vi?c ?y quy?n cho m?t t? ch?c th?c hi?n c?c th? t?c h?nh ch?nh, th?c hi?n ch? ? b?o c?o li?n quan ?n kho?n vay n??c ngo?i theo quy ?nh t?i Th?ng t? n?y;b) C?c t? ch?c c?ng li?n ?i ch?u tr?ch nhi?m th?c hi?n ngh)a v? tr? n? kho?n vay n??c ngo?i c?ng m? m?t t?i kho?n thanh to?n chung l?m t?i kho?n vay, tr? n? n??c ngo?i. Tr??ng h?p kh?ng c?ng m? t?i kho?n thanh to?n chung l?m t?i kho?n vay, tr? n? n??c ngo?i, c?c t? ch?c n?y ph?i ?m b?o vi?c m? c?c t?i kho?n vay, tr? n? n??c ngo?i t?i c?ng 01 ng?n h?ng cung ?ng d?ch v? t?i kho?n ? ti?p t?c tr? n? kho?n vay n??c ngo?i;c) Tr??ng h?p m?t trong c?c t? ch?c c?ng li?n ?i ch?u tr?ch nhi?m ?i v?i ngh)a v? tr? n? kho?n vay n??c ngo?i l? doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i, vi?c s? d?ng t?i kho?n ? tr? n? kho?n vay n?y s? th?c hi?n theo quy ?nh t?i i?u n?y. Ng?n h?ng n?i c?c t? ch?c c?ng li?n ?i ch?u tr?ch nhi?m ?i v?i ngh)a v? tr? n? kho?n vay n??c ngo?i m? t?i kho?n ? tr? n? kho?n vay n??c ngo?i kh?ng b?t bu?c ph?i l? ng?n h?ng n?i m? t?i kho?n v?n ?u t? tr?c ti?p n??c ngo?i.4. Ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n i vay b? chia, t?ch, h?p nh?t ho?c s?p nh?p c? tr?ch nhi?m ph?i h?p cung c?p th?ng tin v? t?nh h?nh r?t v?n, tr? n? c?a kho?n vay n??c ngo?i theo y?u c?u c?a t? ch?c k? th?a tr?ch nhi?m tr? n? kho?n vay n??c ngo?i v?/ho?c ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a t? ch?c k? th?a tr?ch nhi?m tr? n? kho?n vay n??c ngo?i ? c?c b?n c? c? s? ti?p t?c th?c hi?n kho?n vay, ?m b?o tu?n th? quy ?nh c?a ph?p lu?t v? vay, tr? n? n??c ngo?i.i?u 7. Nguy?n t?c l?p v? g?i h? s?1. B?n i vay g?i 01 b? h? s? ? th?c hi?n th? t?c h?nh ch?nh theo quy ?nh t?i Th?ng t? n?y theo 01 trong 02 c?ch th?c sau:a) N?p tr?c ti?p t?i B? ph?n M?t c?a c?a Ng?n h?ng Nh? n??c;b) G?i qua d?ch v? b?u ch?nh.2. C?c t?i li?u trong h? s? l? b?n g?c, b?n ch?nh ho?c b?n sao c? x?c nh?n c?a b?n i vay v? vi?c sao t? b?n ch?nh.3. B?n d?ch ti?ng Vi?t c?a c?c t?i li?u ti?ng n??c ngo?i l? b?n d?ch do b?n i vay t? d?ch ho?c th?ng qua 01 t? ch?c cung c?p d?ch v? d?ch thu?t. B?n i vay x?c nh?n v? t?nh ch?nh x?c c?a b?n d?ch ti?ng Vi?t v?i n?i dung b?ng ti?ng n??c ngo?i.4. Tr??ng h?p b?n i vay ?ng th?i th?c hi?n th? t?c ng k?, ng k? thay ?i nhi?u kho?n vay n??c ngo?i t?i c?ng m?t th?i i?m ho?c th?c hi?n trong th?i gian Ng?n h?ng Nh? n??c (V? Qu?n l? ngo?i h?i) ho?c Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? tr?c thu?c trung ??ng (sau ?y g?i t?t l? Ng?n h?ng Nh? n??c chi nh?nh) ang x? l? h? s? ng k?, ng k? thay ?i kho?n vay n??c ngo?i kh?c c?a b?n i vay, b?n i vay kh?ng c?n n?p l?i c?c th?nh ph?n h? s? c? n?i dung tr?ng nhau cho c? quan ang x? l? th? t?c h?nh ch?nh.Ch??ng IIQU?N L? V? S? D?NG TRANG I?N T?i?u 8. Trang i?n t?1. Ng?n h?ng Nh? n??c th?c hi?n qu?n l? th?ng tin d? li?u v? ho?t ?ng vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh th?ng qua Trang i?n t? ??c truy c?p qua ?a ch? www.sbv.gov.vn ho?c www.qlnh-sbv.cic.org.vn.2. Vi?c s? d?ng Trang i?n t? ? khai b?o th?ng tin ng k?, ng k? thay ?i kho?n vay v? b?o c?o t?nh h?nh th?c hi?n kho?n vay t? vay, t? tr? ??c th?c hi?n theo quy ?nh t?i Th?ng t? n?y v? T?i li?u h??ng d?n ng??i s? d?ng ??c ng t?i tr?n Trang i?n t?.3. C?c b?n i vay th?c hi?n ng k? t?i kho?n truy c?p tr?n Trang i?n t? theo quy ?nh t?i i?u 10 Th?ng t? n?y.i?u 9. X? l? trong tr??ng h?p g?p l?i k? thu?t khi s? d?ng Trang i?n t?1. Tr??ng h?p Trang i?n t? g?p l?i k? thu?t (kh?ng ph?i l?i c?a b?n i vay), b?n i vay t?m th?i b?o c?o t?nh h?nh th?c hi?n kho?n vay n??c ngo?i b?ng vn b?n. Sau khi s? c? ??c kh?c ph?c, Ng?n h?ng Nh? n??c chi nh?nh c? tr?ch nhi?m c?p nh?t b?o c?o c?a b?n i vay v?o Trang i?n t? tr?n c? s? b?o c?o b?ng vn b?n c?a b?n i vay.2. Tr??ng h?p b?n i vay g?p l?i k? thu?t (do l?i c?a b?n i vay), b?n i vay c? tr?ch nhi?m:a) T?ch c?c ch? ?ng, kh?n tr??ng t?m gi?i ph?p kh?c ph?c l?i ho?c ch? ?ng ph?i h?p v?i b? ph?n k? thu?t ph? tr?ch Trang i?n t? t?m gi?i ph?p kh?c ph?c l?i;b) T?m th?i b?o c?o t?nh h?nh th?c hi?n kho?n vay n??c ngo?i t? vay, t? tr? b?ng vn b?n theo m?u b?o c?o t?i Ph? l?c 05 ban h?nh k?m theo Th?ng t? n?y, ?ng th?i b?o c?o Ng?n h?ng Nh? n??c (V? Qu?n l? Ngo?i h?i) v? s? c? k? thu?t n?y;c) C?p nh?t b?o c?o t?nh h?nh th?c hi?n kho?n vay t? vay, t? tr? v?o Trang i?n t? ngay sau khi s? c? ??c kh?c ph?c.i?u 10. T?i kho?n truy c?p1. T?i kho?n truy c?p l? t?n v? m?t kh?u truy c?p Trang i?n t? c?p cho ng??i s? d?ng g?m:a) B?n i vay;b) C?c c?ng ch?c thu?c V? Qu?n l? ngo?i h?i v? Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? tham gia qu?n l? ho?t ?ng vay, tr? n? n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh;c) C?c ?n v? thu?c Ng?n h?ng Nh? n??c ??c ph?n quy?n khai th?c s? li?u vay, tr? n? n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh.2. Khi ? ??c c?p t?i kho?n truy c?p, ng??i s? d?ng th?c hi?n vi?c khai b?o th?ng tin, b?o c?o, qu?n l? v? s? d?ng th?ng tin tr?n Trang i?n t? th?ng qua t?i kho?n truy c?p c?a m?nh.3. ng k? v? c?p t?i kho?n truy c?p ?i v?i ng??i s? d?ng l? b?n i vay:a) Ng??i s? d?ng i?n th?ng tin tr?n t? khai i?n t? ? ngh? c?p t?i kho?n truy c?p theo h??ng d?n tr?n Trang i?n t?, in t? khai t? Trang i?n t?, k? v? ?ng d?u;b) Ng??i s? d?ng g?i t? khai quy ?nh t?i i?m a Kho?n n?y qua d?ch v? b?u ch?nh ho?c n?p tr?c ti?p t?i Ng?n h?ng Nh? n??c chi nh?nh quy ?nh t?i i?m a kho?n 5 i?u n?y;c) Trong th?i h?n 03 ng?y l?m vi?c k? t? ng?y nh?n ??c t? khai ? ngh? c?p t?i kho?n truy c?p c?a ng??i s? d?ng v?i c?c th?ng tin ?y ? v? h?p l?, c? quan c? th?m quy?n theo quy ?nh t?i i?m a kho?n 5 i?u n?y duy?t v? c?p t?i kho?n truy c?p qua h?p th? i?n t? m? ng??i s? d?ng ? ng k?. Tr??ng h?p t? ch?i c?p t?i kho?n truy c?p ph?i c? tr? l?i tr?c tuy?n n?u r? l? do.4. ng k? thay ?i th?ng tin t?i kho?n truy c?p:a) B?n i vay ng k? thay ?i th?ng tin t?i kho?n truy c?p khi c? thay ?i nh? sau: T?n b?n i vay, lo?i h?nh doanh nghi?p c?a b?n i vay, ?a ch?, m? s? thu?, i?n tho?i li?n h?, ?a ch? h?p th? i?n t?;b) Quy tr?nh th?c hi?n:B?n i vay i?n th?ng tin tr?n t? khai i?n t? ? ngh? thay ?i th?ng tin t?i kho?n truy c?p theo h??ng d?n tr?n Trang i?n t?;Trong th?i h?n 03 ng?y l?m vi?c k? t? ng?y nh?n ??c t? khai i?n t? ? ngh? thay ?i th?ng tin v? t?i kho?n truy c?p, c? quan c? th?m quy?n theo quy ?nh t?i i?m a kho?n 5 i?u n?y duy?t n?i dung thay ?i t?i kho?n truy c?p qua h?p th? i?n t? m? ng??i s? d?ng ? ng k?. Tr??ng h?p t? ch?i ph?i c? tr? l?i tr?c tuy?n n?u r? l? do.5. Th?m quy?n c?p v? qu?n l? t?i kho?n truy c?p:a) Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? n?i b?n i vay ?t tr? s? ch?nh c?p v? qu?n l? t?i kho?n truy c?p cho b?n i vay tr?n ?a b?n qu?n l?;b) V? Qu?n l? ngo?i h?i - Ng?n h?ng Nh? n??c c?p v? qu?n l? t?i kho?n truy c?p cho c?c c? nh?n, ?n v? quy ?nh t?i i?m b v? c kho?n 1 i?u n?y.Ch??ng IIITH? T?C NG K?, NG K? THAY ?I KHO?N VAY N??C NGO?I T? VAY, T? TR?M?c 1. NG K? KHO?N VAYi?u 11. Kho?n vay ph?i th?c hi?n ng k?Kho?n vay ph?i th?c hi?n ng k? v?i Ng?n h?ng Nh? n??c bao g?m:1. Kho?n vay trung, d?i h?n n??c ngo?i.2. Kho?n vay ng?n h?n ??c gia h?n th?i gian tr? n? g?c m? t?ng th?i h?n c?a kho?n vay l? tr?n 01 nm.3. Kho?n vay ng?n h?n kh?ng c? th?a thu?n gia h?n nh?ng c?n d? n? g?c (bao g?m c? n? l?i ??c nh?p g?c) t?i th?i i?m tr?n 01 nm k? t? ng?y r?t v?n ?u ti?n, tr? tr??ng h?p b?n i vay ho?n th?nh thanh to?n d? n? g?c n?i tr?n trong th?i gian 30 ng?y l?m vi?c k? t? th?i i?m tr?n 01 nm t?nh t? ng?y r?t v?n ?u ti?n.i?u 12. Th?i h?n kho?n vay ? x?c ?nh ngh)a v? ng k?1. ?i v?i c?c kho?n vay quy ?nh t?i kho?n 1 i?u 11 Th?ng t? n?y, th?i h?n kho?n vay ??c x?c ?nh t? ng?y d? ki?n r?t v?n ?u ti?n ?n ng?y d? ki?n tr? n? g?c cu?i c?ng tr?n c? s? c?c quy ?nh t?i th?a thu?n vay n??c ngo?i.2. ?i v?i c?c kho?n vay quy ?nh t?i kho?n 2 i?u 11 Th?ng t? n?y, th?i h?n kho?n vay ??c x?c ?nh t? ng?y r?t v?n ?u ti?n ?n ng?y d? ki?n tr? n? g?c cu?i c?ng tr?n c? s? c?c quy ?nh t?i th?a thu?n vay n??c ngo?i, th?a thu?n gia h?n vay n??c ngo?i.3. ?i v?i c?c kho?n vay quy ?nh t?i kho?n 3 i?u 11 Th?ng t? n?y, th?i h?n kho?n vay ??c x?c ?nh t? ng?y r?t v?n ?u ti?n ?n ng?y d? ki?n tr? n? g?c cu?i c?ng.4. Ng?y r?t v?n quy ?nh t?i i?u n?y l?:a) Ng?y ti?n ??c ghi  c? tr?n t?i kho?n c?a b?n i vay ?i v?i c?c kho?n vay gi?i ng?n b?ng ti?n;b) Ng?y b?n cho vay thanh to?n cho ng??i kh?ng c? tr? cung c?p h?ng h?a, d?ch v? theo h?p ?ng mua b?n h?ng h?a, d?ch v? v?i ng??i c? tr? l? b?n i vay;c) Ng?y b?n i vay ??c ghi nh?n l? ho?n th?nh ngh)a v? thanh to?n cho b?n cho vay trong tr??ng h?p c?c b?n l?a ch?n r?t v?n kho?n vay n??c ngo?i trung, d?i h?n d??i h?nh th?c thanh to?n b? tr? theo quy ?nh t?i i?m d kho?n 1 i?u 34 Th?ng t? n?y.d) Ng?y b?n i vay nh?n t?i s?n thu? ?i v?i c?c kho?n vay d??i h?nh th?c thu? t?i ch?nh n??c ngo?i ph? h?p v?i c?c quy ?nh c?a ph?p lu?t c? li?n quan;) Ng?y b?n i vay ??c c?p Gi?y ch?ng nh?n ng k? doanh nghi?p, Gi?y ph?p th?nh l?p v? ho?t ?ng theo ph?p lu?t chuy?n ng?nh, ng?y k? h?p ?ng ?u t? theo ph??ng th?c ?i t?c c?ng t? (h?p ?ng PPP), ng?y c?c b?n k? th?a thu?n vay n??c ngo?i ? chuy?n s? ti?n chu?n b? ?u t? th?nh v?n vay (t?y thu?c ng?y n?o ?n sau), ?p d?ng ?i v?i kho?n vay n??c ngo?i ph?t sinh t? vi?c chuy?n s? ti?n th?c hi?n chu?n b? ?u t? c?a c?c d? ?n ? ??c c?p Gi?y ch?ng nh?n ng k? ?u t? th?nh v?n vay n??c ngo?i theo quy ?nh c?a ph?p lu?t v? qu?n l? ngo?i h?i ?i v?i ho?t ?ng ?u t? tr?c ti?p n??c ngo?i v?o Vi?t Nam.i?u 13. Th?a thu?n vay n??c ngo?i ? th?c hi?n ng k? kho?n vay1. Th?a thu?n vay n??c ngo?i ? th?c hi?n ng k? kho?n vay (sau ?y g?i l? th?a thu?n vay n??c ngo?i) l? c?c th?a thu?n c? hi?u l?c r?t v?n ??c k? k?t gi?a b?n i vay v? b?n cho vay l? ng??i kh?ng c? tr?; c?c c?ng c? n? do ng??i c? tr? ph?t h?nh cho ng??i kh?ng c? tr? ngo?i l?nh th? Vi?t Nam; th?a thu?n ?y th?c cho vay ho?c th?a thu?n ?y th?c cho vay k?m theo th?a thu?n cho vay l?i trong tr??ng h?p ?i t??ng ?y th?c l? b?n c? tr?ch nhi?m tr? n? tr?c ti?p cho b?n ?y th?c l? ng??i kh?ng c? tr?.2. B?n i vay kh?ng ph?i th?c hi?n th? t?c ng k? kho?n vay khi k? v?i ng??i kh?ng c? tr? c?c th?a thu?n kh?ng c? hi?u l?c r?t v?n nh? hi?p ?nh t?n d?ng khung, bi?n b?n ghi nh?, ho?c c?c th?a thu?n t??ng t? kh?c. N?i dung c?c th?a thu?n n?y ph?i ?m b?o kh?ng tr?i v?i quy ?nh c?a ph?p lu?t Vi?t Nam.3. Tr??ng h?p ph?t sinh kho?n vay t? vay, t? tr? trung, d?i h?n c?a b?n i vay khi c? vn b?n l?m ph?t sinh hi?u l?c r?t v?n c?a c?c th?a thu?n n?u t?i kho?n 2 i?u n?y, b?n i vay th?c hi?n ng k? kho?n vay theo quy ?nh t?i Th?ng t? n?y. Tr??ng h?p n?y, th?a thu?n vay n??c ngo?i bao g?m th?a thu?n ban ?u v? vn b?n l?m ph?t sinh hi?u l?c r?t v?n c?a c?c th?a thu?n ?.i?u 14. ?i t??ng th?c hi?n ng k?, ng k? thay ?i kho?n vayB?n i vay th?c hi?n ng k?, ng k? thay ?i kho?n vay bao g?m:1. B?n i vay k? k?t th?a thu?n vay n??c ngo?i v?i b?n cho vay l? ng??i kh?ng c? tr?.2. T? ch?c ch?u tr?ch nhi?m tr? n? tr?c ti?p cho b?n ?y th?c trong tr??ng h?p t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i k? h?p ?ng nh?n ?y th?c cho vay l?i v?i b?n ?y th?c l? ng??i kh?ng c? tr?.3. B?n c? ngh)a v? tr? n? theo c?ng c? n? ph?t h?nh ngo?i l?nh th? Vi?t Nam cho ng??i kh?ng c? tr?.4. B?n i thu? trong h?p ?ng cho thu? t?i ch?nh v?i b?n cho thu? l? ng??i kh?ng c? tr?.5. T? ch?c k? th?a ngh)a v? tr? n? kho?n vay n??c ngo?i thu?c ?i t??ng ng k?, ng k? thay ?i theo quy ?nh t?i Th?ng t? n?y trong tr??ng h?p b?n i vay ang th?c hi?n kho?n vay n??c ngo?i th? th?c hi?n chia, t?ch, h?p nh?t ho?c s?p nh?p.i?u 15. Tr?nh t? th?c hi?n ng k? kho?n vay1. Chu?n b? ?n ng k? kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh:a) Tr??ng h?p b?n i vay ? khai b?o th?ng tin kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? kho?n vay n??c ngo?i: b?n i vay in ?n t? Trang i?n t?, k? v? ?ng d?u;b) Tr??ng h?p b?n i vay kh?ng khai b?o th?ng tin kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s?: b?n i vay ho?n th?nh ?n ng k? kho?n vay n??c ngo?i theo Ph? l?c 01 ban h?nh k?m theo Th?ng t? n?y.2. Th?i h?n g?i h? s?:B?n i vay g?i 01 b? h? s? ng k? kho?n vay n??c ngo?i t?i C? quan c? th?m quy?n x?c nh?n ng k? theo quy ?nh t?i i?u 20 Th?ng t? n?y trong th?i h?n:a) 30 ng?y l?m vi?c k? t? ng?y k? th?a thu?n vay n??c ngo?i trung, d?i h?n;b) 30 ng?y l?m vi?c k? t? ng?y k? th?a thu?n gia h?n kho?n vay n??c ngo?i ng?n h?n th?nh trung, d?i h?n ?i v?i kho?n vay quy ?nh t?i kho?n 2 i?u 11 Th?ng t? n?y m? ng?y k? th?a thu?n gia h?n trong v?ng 01 nm k? t? ng?y r?t v?n ?u ti?n;c) 30 ng?y l?m vi?c k? t? ng?y b?n i vay ??c c?p Gi?y ch?ng nh?n ng k? doanh nghi?p, Gi?y ph?p th?nh l?p v? ho?t ?ng theo ph?p lu?t chuy?n ng?nh, ng?y k? h?p ?ng ?u t? theo ph??ng th?c ?i t?c c?ng t? (h?p ?ng PPP), ng?y c?c b?n k? th?a thu?n vay n??c ngo?i ? chuy?n s? ti?n chu?n b? ?u t? th?nh v?n vay (t?y thu?c ng?y n?o ?n sau), ?p d?ng ?i v?i kho?n vay n??c ngo?i ph?t sinh t? vi?c chuy?n s? ti?n th?c hi?n chu?n b? ?u t? c?a c?c d? ?n ? ??c c?p Gi?y ch?ng nh?n ng k? ?u t? th?nh v?n vay n??c ngo?i.d) 60 ng?y l?m vi?c t?nh t? ng?y tr?n 01 nm k? t? ng?y r?t v?n ?u ti?n ?i v?i:Kho?n vay quy ?nh t?i kho?n 2 i?u 11 Th?ng t? n?y m? ng?y k? th?a thu?n gia h?n sau 01 nm k? t? ng?y r?t v?n ?u ti?n; v?Kho?n vay quy ?nh t?i kho?n 3 i?u 11 Th?ng t? n?y.3. Ng?n h?ng Nh? n??c c? vn b?n x?c nh?n ho?c t? ch?i x?c nh?n ng k? kho?n vay (c? n?u r? l? do) trong th?i h?n:a) 12 ng?y l?m vi?c k? t? ng?y nh?n ??c h? s? ?y ?, h?p l? c?a b?n i vay trong tr??ng h?p b?n i vay ? khai b?o th?ng tin kho?n vay tr?n Trang i?n t?;b) 15 ng?y l?m vi?c k? t? ng?y nh?n ??c h? s? ?y ?, h?p l? c?a b?n i vay trong tr??ng h?p b?n i vay kh?ng khai b?o th?ng tin kho?n vay tr?n Trang i?n t?;c) 45 ng?y l?m vi?c k? t? ng?y nh?n ??c h? s? ?y ?, h?p l? c?a b?n i vay ?i v?i tr??ng h?p kho?n vay b?ng ?ng Vi?t Nam ph?i ??c Th?ng ?c Ng?n h?ng Nh? n??c xem x?t, ch?p thu?n theo quy ?nh t?i kho?n 3 i?u 20 Th?ng t? n?y.4. C? quan c? th?m quy?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i theo quy ?nh t?i i?u 20 Th?ng t? n?y c? tr?ch nhi?m:a) Ki?m tra t?nh th?ng nh?t, ch?nh x?c c?a h? s? ng k? kho?n vay v?i c?c th?ng tin khai b?o tr?n Trang i?n t?; c?p nh?t t?nh h?nh x? l? h? s? tr?n Trang i?n t? ? b?n i vay k?p th?i theo d?i trong tr??ng h?p b?n i vay ? khai b?o th?ng tin kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? kho?n vay n??c ngo?i;b) Nh?p c?c th?ng tin li?n quan c?a kho?n vay tr?n Trang i?n t? ? t?o m? kho?n vay v? l?u tr? th?ng tin v?o c? s? d? li?u vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh trong tr??ng h?p b?n i vay kh?ng khai b?o th?ng tin kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? kho?n vay n??c ngo?i; c?p nh?t t?nh h?nh x? l? h? s? tr?n Trang i?n t? ? b?n i vay k?p th?i theo d?i.5. ?i v?i kho?n vay b?ng ?ng Vi?t Nam ph?i ??c Th?ng ?c Ng?n h?ng Nh? n??c cho ph?p theo quy ?nh c?a ph?p lu?t hi?n h?nh v? i?u ki?n vay n??c ngo?i, th? t?c ng k? kho?n vay ?ng th?i l? th? t?c ? ngh? Th?ng ?c Ng?n h?ng Nh? n??c xem x?t ch?p thu?n kho?n vay; vn b?n x?c nh?n ng k? kho?n vay ?ng th?i l? vn b?n ch?p thu?n kho?n vay c?a Th?ng ?c Ng?n h?ng Nh? n??c.i?u 16. H? s? ng k? kho?n vay1. ?n ng k? kho?n vay theo quy ?nh t?i kho?n 1 i?u 15 Th?ng t? n?y.2. B?n sao h? s? ph?p l? c?a b?n i vay: Gi?y ph?p th?nh l?p, Gi?y ch?ng nh?n ng k? kinh doanh, Gi?y ng k? H?p t?c x?, Li?n hi?p H?p t?c x? v? c?c vn b?n s?a ?i, b? sung (n?u c?) ho?c c?c t?i li?u t??ng ??ng kh?c.3. B?n sao ho?c b?n ch?nh vn b?n ch?ng minh m?c ?ch vay bao g?m:a) ?i v?i kho?n vay ? th?c hi?n d? ?n ?u t?: Gi?y ch?ng nh?n ?u t?, Gi?y ch?ng nh?n ng k? ?u t? ho?c Quy?t ?nh ch?p thu?n ch? tr??ng ?u t? theo quy ?nh c?a ph?p lu?t v? ?u t? v? c?c quy ?nh hi?n h?nh c?a ph?p lu?t c? li?n quan;b) ?i v?i kho?n vay th?c hi?n k? ho?ch s?n xu?t, kinh doanh kh?c kh?ng ph?i d? ?n ?u t?: Ph??ng ?n s? d?ng v?n vay n??c ngo?i ??c c?p c? th?m quy?n ph? duy?t theo quy ?nh c?a Lu?t ?u t?, Lu?t Doanh nghi?p v? i?u l? doanh nghi?p, Lu?t H?p t?c x? v? i?u l? h?p t?c x? v? c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan;c) ?i v?i kho?n vay ? c? c?u l?i kho?n n? n??c ngo?i c?a b?n i vay: Ph??ng ?n c? c?u l?i c?c kho?n n? n??c ngo?i c?a b?n i vay ??c c?p c? th?m quy?n ph? duy?t theo quy ?nh c?a Lu?t Doanh nghi?p v? i?u l? doanh nghi?p, Lu?t H?p t?c x? v? i?u l? h?p t?c x? v? c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan;d) ?i v?i kho?n vay quy ?nh t?i kho?n 2 v? kho?n 3 i?u 11 Th?ng t? n?y: B?o c?o vi?c s? d?ng kho?n vay n??c ngo?i ng?n h?n ban ?u ?p ?ng quy ?nh v? i?u ki?n vay n??c ngo?i ng?n h?n (k?m theo c?c t?i li?u ch?ng minh nh? ph??ng ?n s? d?ng v?n vay n??c ngo?i c?a b?n i vay, ph??ng ?n c? c?u kho?n n? n??c ngo?i);) C?c th?nh ph?n h? s? quy ?nh t?i i?m a, b v? c Kho?n n?y kh?ng ?p d?ng ?i v?i c?c kho?n vay c?a c?c ng?n h?ng th??ng m?i c? v?n nh? n??c m? Ng?n h?ng Nh? n??c l? c? quan ?i di?n ch? s? h?u v? ? ??c Ng?n h?ng Nh? n??c ph? duy?t, ch?p thu?n theo quy ?nh v? qu?n l? v? s? d?ng v?n nh? n??c t?i doanh nghi?p.4. B?n sao ti?ng n??c ngo?i v? b?n d?ch ti?ng Vi?t th?a thu?n vay n??c ngo?i v? th?a thu?n gia h?n kho?n vay ng?n h?n th?nh trung, d?i h?n (n?u c?).5. B?n sao ti?ng n??c ngo?i v? b?n d?ch ti?ng Vi?t vn b?n cam k?t b?o l?nh (th? b?o l?nh, h?p ?ng b?o l?nh ho?c h?nh th?c cam k?t b?o l?nh kh?c) trong tr??ng h?p kho?n vay ??c b?o l?nh.6. B?n sao vn b?n c?a c?p c? th?m quy?n ph? duy?t, ch?p thu?n vi?c vay n??c ngo?i theo quy ?nh c?a ph?p lu?t v? ph?n c?ng, ph?n c?p th?c hi?n c?c quy?n, tr?ch nhi?m, ngh)a v? c?a ch? s? h?u nh? n??c, c? quan ?i di?n ch? s? h?u nh? n??c theo quy ?nh v? qu?n l? v? s? d?ng v?n nh? n??c t?i doanh nghi?p ?i v?i b?n i vay l? doanh nghi?p nh? n??c (kh?ng ?p d?ng ?i v?i kho?n vay c?a ng?n h?ng th??ng m?i do Ng?n h?ng Nh? n??c l? c? quan ?i di?n ch? s? h?u v? ? ??c Ng?n h?ng Nh? n??c ph? duy?t, ch?p thu?n theo quy ?nh v? qu?n l? v? s? d?ng v?n nh? n??c t?i doanh nghi?p).7. B?o c?o vi?c tu?n th? c?c quy ?nh c?a Ng?n h?ng Nh? n??c v? c?c gi?i h?n, t? l? b?o ?m an to?n trong ho?t ?ng c?a t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i theo quy ?nh v? i?u ki?n vay n??c ngo?i t? vay, t? tr? t?i th?i i?m cu?i 03 th?ng g?n nh?t tr??c ng?y k? th?a thu?n vay ?n th?i i?m cu?i th?ng g?n nh?t tr??c th?i i?m g?i ?y ? h? s? ng k? kho?n vay n??c ngo?i theo m?u quy ?nh t?i Ph? l?c 02 ban h?nh k?m theo Th?ng t? n?y ho?c vn b?n ch?ng minh vi?c ch?a tu?n th? c?c quy ?nh c?a ph?p lu?t v? gi?i h?n c?p t?n d?ng v? c?c t? l? b?o ?m an to?n ? ??c Th? t??ng Ch?nh ph? ho?c Th?ng ?c Ng?n h?ng Nh? n??c ch?p thu?n theo quy ?nh c?a ph?p lu?t (n?u c?) ?i v?i b?n i vay l? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i.8. X?c nh?n c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n v? t?nh h?nh r?t v?n, tr? n? (g?c, l?i) ?n th?i i?m ng k? kho?n vay (?p d?ng ?i v?i b?n i vay m? t?i kho?n vay, tr? n? n??c ngo?i t?i ng?n h?ng cung ?ng d?ch v? t?i kho?n) trong c?c tr??ng h?p sau:a) Tr??ng h?p vay n??c ngo?i ? c? c?u l?i kho?n n? n??c ngo?i: Vn b?n c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n i vay v? t?nh h?nh r?t v?n, tr? n? ?i v?i kho?n vay n??c ngo?i s? ??c c? c?u l?i t? ngu?n v?n vay n??c ngo?i;b) Tr??ng h?p ph?n v?n nh? ?u t? n??c ngo?i chuy?n v?o Vi?t Nam ? s? d?ng ? ?p ?ng c?c kho?n chi ph? chu?n b? ?u t? ??c chuy?n th?nh kho?n vay n??c ngo?i trung, d?i h?n c?a doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i theo quy ?nh v? ?u t? tr?c ti?p n??c ngo?i v?o Vi?t Nam: B?n sao ti?ng n??c ngo?i v? b?n d?ch ti?ng Vi?t ch?ng t? c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n cho vay v? c?c giao d?ch thu, chi li?n quan ?n vi?c h?nh th?nh kho?n vay;c) Tr??ng h?p kho?n vay thu?c ?i t??ng quy ?nh t?i kho?n 2 v? kho?n 3 i?u 11 Th?ng t? n?y: Vn b?n c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n i vay v? t?nh h?nh r?t v?n, tr? n? ?i v?i kho?n vay n??c ngo?i ng?n h?n ban ?u;d) Tr??ng h?p b?n i vay kh?ng th? cung c?p ??c x?c nh?n c?a ng?n h?ng cung ?ng d?ch t?i kho?n theo quy ?nh t?i c?c i?m a, b, c kho?n n?y do:Ng?n h?ng cung ?ng d?ch v? t?i kho?n ? ?ng c?a, t?m d?ng ho?t ?ng tr??c khi b?n i vay thay ?i sang ng?n h?ng cung ?ng d?ch v? t?i kho?n kh?c, ho?c;Vi?c r?t v?n, tr? n? kho?n vay n??c ngo?i thu?c c?c tr??ng h?p r?t v?n, tr? n? kh?ng ph?i th?c hi?n qua t?i kho?n vay, tr? n? n??c ngo?i theo quy ?nh t?i i?u 34 Th?ng t? n?y;B?n i vay l?a ch?n m?t trong c?c t?i li?u kh?c ch?ng minh t?nh h?nh r?t v?n, tr? n? kho?n vay nh? sau: b?n sao b?o c?o t?i ch?nh ? ??c ki?m to?n ho?c so?t x?t c? th?ng tin ch?ng minh b?n i vay ? ti?p nh?n kho?n vay, d? n? ?n th?i i?m ? ngh? Ng?n h?ng Nh? n??c x?c nh?n ng k? kho?n vay n??c ngo?i; b?n sao v? b?n d?ch ti?ng Vi?t vn b?n x?c nh?n c?a ng?n h?ng th??ng m?i ? n??c ngo?i n?i b?n i vay m? v? s? d?ng t?i kho?n ngo?i t? ? n??c ngo?i ? th?c hi?n r?t v?n, tr? n? kho?n vay; b?n sao v? b?n d?ch ti?ng Vi?t th? x?c nh?n c?a ng?n h?ng ? n??c ngo?i v? s? ti?n b?n cho vay ? thanh to?n tr?c ti?p cho ng??i th? h??ng l? ng??i kh?ng c? tr? cung c?p h?ng h?a, d?ch v? theo h?p ?ng mua b?n h?ng h?a, d?ch v? v?i ng??i c? tr? l? b?n i vay.9. Vn b?n, ch?ng t? ch?ng minh l?i nhu?n ??c chia h?p ph?p b?ng ?ng Vi?t Nam t? ho?t ?ng ?u t? tr?c ti?p c?a b?n cho vay l? nh? ?u t? n??c ngo?i g?p v?n t?i b?n i vay v? x?c nh?n c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n v? t?nh h?nh chia v? chuy?n l?i nhu?n v? n??c c?a b?n cho vay nh?m ch?ng minh vi?c gi?i ng?n kho?n vay ?i v?i tr??ng h?p vay n??c ngo?i b?ng ?ng Vi?t Nam theo quy ?nh v? i?u ki?n vay n??c ngo?i b?ng ?ng Vi?t Nam.10. Vn b?n gi?i tr?nh v? nhu c?u vay n??c ngo?i b?ng ?ng Vi?t Nam ?i v?i tr??ng h?p vay n??c ngo?i b?ng ?ng Vi?t Nam ph?i ??c Th?ng ?c Ng?n h?ng Nh? n??c ch?p thu?n theo quy ?nh hi?n h?nh c?a Ng?n h?ng Nh? n??c v? i?u ki?n vay n??c ngo?i b?ng ?ng Vi?t Nam.M?c 2. NG K? THAY ?I KHO?N VAYi?u 17. ng k? thay ?i kho?n vay1. Tr? tr??ng h?p quy ?nh t?i kho?n 2 i?u n?y, tr??ng h?p thay ?i b?t k? n?i dung n?o li?n quan ?n kho?n vay ??c n?u t?i vn b?n x?c nh?n ng k?, vn b?n x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i c?a Ng?n h?ng Nh? n??c, b?n i vay c? tr?ch nhi?m th?c hi?n ng k? thay ?i kho?n vay n??c ngo?i v?i Ng?n h?ng Nh? n??c theo quy ?nh t?i Th?ng t? n?y.2. B?n i vay th?c hi?n th?ng b?o n?i dung thay ?i tr?n Trang i?n t?, kh?ng c?n th?c hi?n ng k? thay ?i kho?n vay n??c ngo?i ?i v?i c?c tr??ng h?p sau ?y:a) Thay ?i th?i gian r?t v?n, tr? n? g?c trong ph?m vi 10 ng?y l?m vi?c so v?i k? ho?ch ? ??c Ng?n h?ng Nh? n??c x?c nh?n;b) Thay ?i ?a ch? c?a b?n i vay nh?ng kh?ng thay ?i t?nh, th?nh ph? n?i b?n i vay ?t tr? s? ch?nh, b?n i vay g?i th?ng b?o v? vi?c ?i ?a ch? cho C? quan c? th?m quy?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i c?a b?n i vay;c) Thay ?i b?n cho vay, c?c th?ng tin li?n quan v? b?n cho vay trong kho?n vay h?p v?n c? ch? ?nh ?i di?n c?c b?n cho vay, tr? tr??ng h?p b?n cho vay ?ng th?i l? ?i di?n c?c b?n cho vay trong kho?n vay h?p v?n v? vi?c thay ?i b?n cho vay l?m thay ?i vai tr? ?i di?n c?c b?n cho vay;d) Thay ?i t?n giao d?ch th??ng m?i c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng ph?c v? giao d?ch b?o ?m;) Thay ?i k? ho?ch tr? l?i, ph? c?a kho?n vay n??c ngo?i so v?i k? ho?ch ? ??c Ng?n h?ng Nh? n??c x?c nh?n t?i vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i nh?ng kh?ng thay ?i c?ch x?c ?nh l?i, ph? quy ?nh t?i th?a thu?n vay n??c ngo?i. B?n i vay c? tr?ch nhi?m l?p b?ng t?nh l?i, ph? ph?i tr? ? ng?n h?ng cung ?ng d?ch v? t?i kho?n c? c? s? ki?m tra, theo d?i khi th?c hi?n vi?c chuy?n ti?n;e) Thay ?i (tng ho?c gi?m) s? ti?n r?t v?n, tr? n? g?c, l?i, ph? trong ph?m vi 100 ?n v? ti?n t? c?a ?ng ti?n vay n??c ngo?i so v?i s? ti?n ? n?u trong vn b?n x?c nh?n ng k?, vn b?n x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i;g) Thay ?i s? ti?n r?t v?n, tr? n? g?c th?c t? c?a m?t k? c? th? ?t h?n s? ti?n ??c n?u t?i k? ho?ch r?t v?n, tr? n? tr?n vn b?n x?c nh?n ng k? ho?c vn b?n x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i.3. ?i v?i n?i dung thay ?i t?i i?m g kho?n 2 i?u n?y, tr??c khi th?c hi?n r?t v?n, tr? n? s? ti?n c?n l?i c?a k? ?, b?n i vay c? tr?ch nhi?m ng k? thay ?i k? ho?ch r?t v?n, tr? n? ?i v?i s? ti?n c?n l?i ch?a th?c hi?n theo quy ?nh t?i Th?ng t? n?y.i?u 18. Tr?nh t? th?c hi?n th? t?c ng k? thay ?i kho?n vay1. Chu?n b? ?n ng k? thay ?i kho?n vay:a) Tr??ng h?p b?n i vay ? khai b?o th?ng tin thay ?i kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s?: b?n i vay in ?n t? Trang i?n t?, k? v? ?ng d?u;b) Tr??ng h?p b?n i vay kh?ng khai b?o th?ng tin thay ?i kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s?: b?n i vay ho?n th?nh m?u ?n ng k? thay ?i kho?n vay n??c ngo?i theo Ph? l?c 04 ban h?nh k?m theo Th?ng t? n?y.2. Th?i h?n g?i h? s? ng k? thay ?i kho?n vay n??c ngo?i:Trong th?i h?n 30 ng?y l?m vi?c k? t? ng?y:a) C?c b?n k? th?a thu?n thay ?i ho?c tr??c th?i i?m th?c hi?n n?i dung thay ?i (?i v?i tr??ng h?p n?i dung thay ?i kh?ng c?n k? th?a thu?n thay ?i song v?n ?m b?o ph? h?p v?i th?a thu?n vay n??c ngo?i);b) T? ch?c k? th?a ngh)a v? tr? n? kho?n vay n??c ngo?i ??c c?p gi?y ch?ng nh?n ng k? kinh doanh ho?c ng?y c?c b?n k? th?a thu?n v? vi?c thay ?i b?n i vay trong tr??ng h?p b?n i vay ban ?u b? chia, t?ch, h?p nh?t, s?p nh?p (t?y thu?c ng?y n?o ?n sau) v? tr??c khi ti?p t?c r?t v?n, tr? n? kho?n vay n??c ngo?i;c) B?n i vay ho?n th?nh vi?c c?p nh?t th?ng tin thay ?i t?n v?/ho?c thay ?i ?a ch? chuy?n tr? s? ch?nh sang t?nh, th?nh ph? kh?c tr?n C? s? d? li?u qu?c gia v? ng k? doanh nghi?p;d) B?n cho vay (ho?c t? ch?c ?i di?n b?n cho vay trong kho?n vay h?p v?n - n?u c?), b?n b?o ?m, b?n b?o l?nh ho?c c?c b?n li?n quan kh?c ??c n?u t?i vn b?n x?c nh?n ng k?, vn b?n x?c nh?n ng k? thay ?i g?i vn b?n th?ng b?o cho b?n i vay v? vi?c ?i t?n v? tr??c khi th?c hi?n c?c giao d?ch chuy?n ti?n li?n quan ?n c?c b?n n?y.3. Ng?n h?ng Nh? n??c c? vn b?n x?c nh?n ho?c t? ch?i x?c nh?n ng k? thay ?i kho?n vay (c? n?u r? l? do) trong th?i h?n:a) 12 ng?y l?m vi?c k? t? ng?y nh?n ??c h? s? ?y ?, h?p l? c?a b?n i vay trong tr??ng h?p b?n i vay ? khai b?o th?ng tin thay ?i kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? thay ?i, ho?c;b) 15 ng?y l?m vi?c k? t? ng?y nh?n ??c h? s? ?y ?, h?p l? c?a b?n i vay trong tr??ng h?p b?n i vay kh?ng khai b?o th?ng tin thay ?i kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? thay ?i.4. C? quan c? th?m quy?n theo quy ?nh t?i i?u 20 Th?ng t? n?y c? tr?ch nhi?m:a) Ki?m tra t?nh th?ng nh?t, ch?nh x?c c?a h? s? ng k? thay ?i kho?n vay v?i c?c th?ng tin khai b?o tr?n Trang i?n t?; c?p nh?t t?nh h?nh x? l? h? s? tr?n Trang i?n t? ? b?n i vay k?p th?i theo d?i trong tr??ng h?p b?n i vay ? khai b?o th?ng tin thay ?i kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? thay ?i;b) T? ch?c nh?p c?c th?ng tin li?n quan c?a kho?n vay tr?n Trang i?n t? ? l?u tr? th?ng tin v?o c? s? d? li?u vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh trong tr??ng h?p b?n i vay kh?ng khai b?o th?ng tin thay ?i kho?n vay tr?n Trang i?n t? tr??c khi g?i h? s? ng k? thay ?i; c?p nh?t t?nh h?nh x? l? h? s? tr?n Trang i?n t? ? b?n i vay k?p th?i theo d?i.i?u 19. H? s? ng k? thay ?i kho?n vay1. ?n ng k? thay ?i kho?n vay theo quy ?nh t?i kho?n 1 i?u 18 Th?ng t? n?y.2. B?n sao v? b?n d?ch ti?ng Vi?t c?c th?a thu?n thay ?i li?n quan ?n n?i dung b?n i vay ng k? thay ?i.3. B?n sao vn b?n c?a c?p c? th?m quy?n theo quy ?nh c?a ph?p lu?t v? ph?n c?ng, ph?n c?p th?c hi?n c?c quy?n, tr?ch nhi?m, ngh)a v? c?a ch? s? h?u nh? n??c ?i v?i doanh nghi?p nh? n??c v? v?n nh? n??c ?u t? v?o doanh nghi?p v? vi?c ch?p thu?n thay ?i ph??ng ?n vay n??c ngo?i c?a b?n i vay l? doanh nghi?p nh? n??c ?i v?i tr??ng h?p thay ?i tng s? ti?n vay ho?c k?o d?i th?i h?n vay (kh?ng ?p d?ng ?i v?i kho?n vay c?a ng?n h?ng th??ng m?i do Ng?n h?ng Nh? n??c l? c? quan ?i di?n ch? s? h?u v? ? ??c Ng?n h?ng Nh? n??c ph? duy?t, ch?p thu?n theo quy ?nh v? qu?n l? v? s? d?ng v?n nh? n??c t?i doanh nghi?p).4. Th?nh ph?n h? s? quy ?nh t?i kho?n 3 i?u 16 Th?ng t? n?y ?i v?i tr??ng h?p thay ?i tng s? ti?n vay, thay ?i m?c ?ch s? d?ng kho?n vay ?i v?i ph?n ti?n vay ch?a th?c hi?n.5. Th?nh ph?n h? s? quy ?nh t?i kho?n 7 i?u 16 Th?ng t? n?y ?i v?i tr??ng h?p b?n i vay l? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i tng s? ti?n vay n??c ngo?i.6. Vn b?n x?c nh?n c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n v? t?nh h?nh r?t v?n, tr? n? (g?c v? l?i) ?n th?i i?m ng k? thay ?i kho?n vay ?i v?i tr??ng h?p ng k? thay ?i s? ti?n vay, k? ho?ch r?t v?n, k? ho?ch tr? n? ho?c thay ?i ng?n h?ng th??ng m?i cung ?ng d?ch v? t?i kho?n.Tr??ng h?p b?n i vay kh?ng th? cung c?p ??c x?c nh?n c?a ng?n h?ng cung ?ng d?ch t?i kho?n theo quy ?nh t?i kho?n n?y do ng?n h?ng cung ?ng d?ch v? t?i kho?n ? ?ng c?a, t?m d?ng ho?t ?ng tr??c khi b?n i vay thay ?i sang ng?n h?ng cung ?ng d?ch v? t?i kho?n kh?c v?/ho?c vi?c r?t v?n, tr? n? kho?n vay n??c ngo?i thu?c c?c tr??ng h?p r?t v?n, tr? n? kh?ng ph?i th?c hi?n qua t?i kho?n vay, tr? n? n??c ngo?i theo quy ?nh t?i i?u 34 Th?ng t? n?y, b?n i vay l?a ch?n cung c?p c?c t?i li?u kh?c nh? ??c quy ?nh t?i i?m d kho?n 8 i?u 16 Th?ng t? n?y.M?c 3. X?C NH?N NG K?, X?C NH?N NG K? THAY ?I KHO?N VAYi?u 20. Th?m quy?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay1. C? quan c? th?m quy?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i (trong Th?ng t? n?y g?i t?t l? C? quan c? th?m quy?n) l?:a) Ng?n h?ng Nh? n??c (V? Qu?n l? ngo?i h?i): ?i v?i c?c kho?n vay c? s? ti?n vay tr?n 10 tri?u USD (ho?c lo?i ti?n t? kh?c c? gi? tr? t??ng ??ng);b) Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? n?i b?n i vay ?t tr? s? ch?nh: ?i v?i c?c kho?n vay c? s? ti?n vay ?n 10 tri?u USD (ho?c lo?i ti?n t? kh?c c? gi? tr? t??ng ??ng) tr? c?c kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam ph?i ??c Th?ng ?c Ng?n h?ng Nh? n??c xem x?t, ch?p thu?n.2. Tr??ng h?p vi?c thay ?i tng ho?c gi?m s? ti?n vay, thay ?i ?ng ti?n vay, thay ?i tr? s? ch?nh c?a b?n i vay, thay ?i b?n i vay sang doanh nghi?p c? tr? s? ch?nh thu?c ?a b?n t?nh, th?nh ph? kh?c l?m thay ?i C? quan c? th?m quy?n x?c nh?n ng k? thay ?i kho?n vay:a) B?n i vay g?i h? s? ng k? thay ?i kho?n vay n??c ngo?i ?n c? quan x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i l?n g?n nh?t.b) C? quan x?c nh?n ng k?, ng k? thay ?i kho?n vay l?n g?n nh?t l?m ?u m?i ti?p nh?n h? s? ng k? thay ?i kho?n vay c?a b?n i vay. Trong th?i gian 07 ng?y l?m vi?c k? t? ng?y nh?n ??c h? s? ng k? thay ?i, C? quan x?c nh?n ng k?, ng k? thay ?i kho?n vay l?n g?n nh?t chuy?n to?n b? b?n g?c h? s? ? ngh? ng k? thay ?i kho?n vay v? b?n sao h? s? ng k?, h? s? ng k? thay ?i (n?u c?) ? th?c hi?n c?a kho?n vay cho C? quan c? th?m quy?n theo quy ?nh t?i kho?n 1 i?u n?y ? C? quan c? th?m quy?n ti?p t?c x? l?.3. Tr??ng h?p kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam ph?i ??c Th?ng ?c Ng?n h?ng Nh? n??c xem x?t, ch?p thu?n, V? Qu?n l? ngo?i h?i l?m ?u m?i, ph?i h?p v?i c?c ?n v? li?n quan c?a Ng?n h?ng Nh? n??c b?o c?o Th?ng ?c Ng?n h?ng Nh? n??c xem x?t, quy?t ?nh theo th?m quy?n.4. T? gi? s? d?ng ? x?c ?nh C? quan c? th?m quy?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i l? t? gi? h?ch to?n do B? T?i ch?nh c?ng b? ?p d?ng t?i th?i i?m k? c?c th?a thu?n vay n??c ngo?i ho?c th?a thu?n thay ?i c?a kho?n vay n??c ngo?i li?n quan ?n s? ti?n vay.i?u 21. C? s? th?c hi?n x?c nh?n ng k?, ng k? thay ?i kho?n vay1. Gi? tr? kho?n vay n??c ngo?i n?m trong t?ng h?n m?c vay th??ng m?i n??c ngo?i t? vay, t? tr? h?ng nm do Th? t??ng Ch?nh ph? duy?t.2. Vi?c b?n i vay tu?n th? v? ?p ?ng ?y ? c?c quy ?nh v? i?u ki?n vay n??c ngo?i, qu?n l? ngo?i h?i ?i v?i ho?t ?ng vay, tr? n? n??c ngo?i theo quy ?nh hi?n h?nh c?a Ng?n h?ng Nh? n??c v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan t?i th?i i?m n?p h? s?.i?u 22. Ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vayC? quan c? th?m quy?n x? l? ng k?, ng k? thay ?i kho?n vay n??c ngo?i c? vn b?n ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i trong tr??ng h?p h? s? ng k?, ng k? thay ?i kho?n vay n??c ngo?i c? th?ng tin gian l?n, t?i li?u gi? m?o c?c gi?y t? ch?ng minh ? i?u ki?n ? ??c x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i.i?u 23. Tr??ng h?p vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay ??ng nhi?n h?t hi?u l?c1. Vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i c?a Ng?n h?ng Nh? n??c ?i v?i kho?n vay n??c ngo?i ??ng nhi?n h?t hi?u l?c trong tr??ng h?p qu? th?i h?n 06 th?ng k? t? ng?y cu?i c?ng c?a k? r?t v?n ? ??c Ng?n h?ng Nh? n??c x?c nh?n m? b?n i vay kh?ng th?c hi?n vi?c r?t v?n v? kh?ng ng k? thay ?i k? ho?ch r?t v?n kho?n vay theo quy ?nh t?i Th?ng t? n?y.2. Sau khi vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i ??ng nhi?n h?t hi?u l?c theo quy ?nh t?i kho?n 1 i?u n?y, tr??ng h?p ti?p t?c th?c hi?n kho?n vay, b?n i vay ph?i th?c hi?n l?i th? t?c ng k? kho?n vay n??c ngo?i theo quy ?nh t?i Ch??ng III Th?ng t? n?y trong v?ng 30 ng?y k? t? ng?y c?c b?n c? th?a thu?n b?ng vn b?n v? vi?c ti?p t?c th?c hi?n kho?n vay.i?u 24. X? l? kho?n vay n??c ngo?i khi vn b?n x?c nh?n ng k?, ng k? thay ?i b? ch?m d?t hi?u l?c do h? s? c? th?ng tin gian l?n, t?i li?u gi? m?o1. Tr??ng h?p ph?t hi?n h? s? ng k?, ng k? thay ?i kho?n vay n??c ngo?i c? th?ng tin gian l?n, t?i li?u gi? m?o c?c gi?y t? ch?ng minh ?p ?ng i?u ki?n vay n??c ngo?i ? ??c x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i, C? quan c? th?m quy?n c? vn b?n g?i b?n i vay (?ng th?i sao g?i ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng ph?c v? giao d?ch b?o ?m - n?u c?) th?ng b?o ch?m d?t hi?u l?c c?a vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i c?a b?n i vay.2. Sau khi nh?n ??c c?ng vn ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i n?u t?i kho?n 1 i?u n?y, ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng ph?c v? giao d?ch b?o ?m kh?ng ti?p t?c th?c hi?n chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i theo c?c n?i dung ??c n?u t?i vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i. Ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng ph?c v? giao d?ch b?o ?m th?ng b?o b?ng vn b?n cho C? quan c? th?m quy?n v? c?c giao d?ch chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i ? th?c hi?n qua c?c ng?n h?ng n?y ?n th?i i?m vn b?n th?ng b?o ch?m d?t hi?u l?c c?a vn b?n x?c nh?n ng k?, ng k? thay ?i khi C? quan c? th?m quy?n y?u c?u.3. T? th?i i?m vn b?n x?c nh?n ng k?, ng k? thay ?i b? ch?m d?t hi?u l?c, b?n i vay s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam m? t?i ng?n h?ng cung ?ng d?ch v? t?i kho?n ? ho?n tr? d? n? kho?n vay n??c ngo?i, kho?n nh?n n? (n?u c?).4. C?c b?n th?a thu?n s? d?ng t? gi? h?ch to?n do B? T?i ch?nh c?ng b? ?p d?ng ho?c t? gi? mua, b?n ngo?i t? do ng?n h?ng cung ?ng d?ch v? t?i kho?n ho?c t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i kh?c t?i Vi?t Nam ni?m y?t t?i th?i i?m vn b?n x?c nh?n ng k?, ng k? thay ?i b? ch?m d?t hi?u l?c ho?c th?i i?m chuy?n ti?n tr? n? ? x?c ?nh s? ti?n b?ng ?ng Vi?t Nam c?n tr? cho b?n cho vay.i?u 25. Sao g?i vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay, vn b?n ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay1. Ng?n h?ng Nh? n??c (V? Qu?n l? ngo?i h?i v? Ng?n h?ng Nh? n??c chi nh?nh) sao g?i c?c vn b?n sau ?y cho ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng ph?c v? giao d?ch b?o ?m ? ph?i h?p theo d?i v? th?c hi?n:a) Vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay;b) Vn b?n ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay.2. Ng?n h?ng Nh? n??c (V? Qu?n l? ngo?i h?i) sao g?i c?c vn b?n quy ?nh t?i kho?n 1 i?u n?y cho Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? n?i b?n i vay c? tr? s? ch?nh ? ph?i h?p qu?n l?, theo d?i v? ?n ?c b?o c?o.3. Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? sao g?i c?c vn b?n ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay cho Ng?n h?ng Nh? n??c (V? Qu?n l? ngo?i h?i) ? ph?i h?p qu?n l?.Ch??ng IVM? V? S? D?NG T?I KHO?N TH?C HI?N KHO?N VAY N??C NGO?IM?c 1. T?I KHO?N VAY, TR? N? N??C NGO?Ii?u 26. T?i kho?n vay, tr? n? n??c ngo?i c?a b?n i vay1. T?i kho?n vay, tr? n? n??c ngo?i l? t?i kho?n thanh to?n c?a b?n i vay m? t?i ng?n h?ng cung ?ng d?ch v? t?i kho?n ? th?c hi?n r?t v?n, tr? n? kho?n vay n??c ngo?i; th?c hi?n giao d?ch ph?i sinh ? ph?ng ng?a r?i ro ?i v?i c?c kho?n vay n??c ngo?i v? c?c giao d?ch chuy?n ti?n kh?c li?n quan ?n ho?t ?ng vay, tr? n? n??c ngo?i, b?o ?m cho kho?n vay n??c ngo?i.2. ?i v?i b?n i vay l? doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i:a) ?i v?i kho?n vay trung, d?i h?n n??c ngo?i (kh?ng bao g?m kho?n vay n?u t?i i?m c kho?n n?y):B?n i vay s? d?ng t?i kho?n v?n ?u t? tr?c ti?p ? th?c hi?n c?c giao d?ch thu, chi li?n quan ?n kho?n vay n??c ngo?i quy ?nh t?i i?u 28 v? i?u 29 Th?ng t? n?y. Tr??ng h?p ?ng ti?n vay kh?ng ph?i l? ?ng ti?n c?a t?i kho?n v?n ?u t? tr?c ti?p, b?n i vay ??c m? t?i kho?n vay, tr? n? n??c ngo?i kh?c ? th?c hi?n kho?n vay n??c ngo?i t?i ng?n h?ng n?i b?n i vay m? t?i kho?n v?n ?u t? tr?c ti?p.B?n i vay c? th? d?ng 01 t?i kho?n cho 01 ho?c nhi?u kho?n vay n??c ngo?i. N?i dung thu, chi c?a t?i kho?n n?y ??c quy ?nh t?i i?u 28 v? i?u 29 Th?ng t? n?y;b) ?i v?i kho?n vay ng?n h?n n??c ngo?i: b?n i vay c? th? s? d?ng t?i kho?n v?n ?u t? tr?c ti?p theo quy ?nh t?i i?m a kho?n n?y ho?c t?i kho?n vay, tr? n? n??c ngo?i kh?c (kh?ng ph?i l? t?i kho?n v?n ?u t? tr?c ti?p) ? th?c hi?n c?c giao d?ch thu, chi li?n quan ?n kho?n vay n??c ngo?i. M?i kho?n vay theo quy ?nh t?i kho?n n?y ch? ??c th?c hi?n th?ng qua 01 ng?n h?ng cung ?ng d?ch v? t?i kho?n. B?n i vay c? th? d?ng 01 t?i kho?n cho 01 ho?c nhi?u kho?n vay ng?n h?n n??c ngo?i. N?i dung thu, chi c?a t?i kho?n n?y ??c quy ?nh t?i i?u 28 v? i?u 29 Th?ng t? n?y;c) ?i v?i c?c kho?n vay ng?n h?n c?n d? n? g?c t?i th?i i?m tr?n 01 nm k? t? ng?y r?t v?n v? b?n i vay s? th?c hi?n tr? n? trong th?i gian 30 ng?y l?m vi?c t?nh t? ng?y tr?n 01 nm k? t? ng?y r?t v?n, b?n i vay th?c hi?n tr? n? qua t?i kho?n vay, tr? n? n??c ngo?i ang s? d?ng cho kho?n vay n?y;d) Tr??ng h?p doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i l? t? ch?c c?ng ch?u tr?ch nhi?m li?n ?i ?i v?i ngh)a v? tr? n? kho?n vay n??c ngo?i c?a b?n i vay ban ?u sau khi chia, t?ch, h?p nh?t, s?p nh?t, doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i kh?ng b?t bu?c s? d?ng t?i kho?n v?n ?u t? tr?c ti?p ? th?c hi?n ho?n tr? kho?n n? m? t? ch?c n?y ch?u tr?ch nhi?m li?n ?i.3. B?n i vay kh?ng ph?i l? doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i ph?i m? t?i kho?n vay, tr? n? n??c ngo?i t?i ng?n h?ng cung ?ng d?ch v? t?i kho?n ? th?c hi?n c?c giao d?ch chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i (r?t v?n, tr? n? g?c, n? l?i). M?i kho?n vay n??c ngo?i ch? ??c th?c hi?n qua 01 ng?n h?ng cung ?ng d?ch v? t?i kho?n. B?n i vay c? th? d?ng 01 t?i kho?n cho 01 ho?c nhi?u kho?n vay n??c ngo?i. N?i dung thu, chi c?a t?i kho?n n?y ??c quy ?nh t?i i?u 28 v? i?u 29 Th?ng t? n?y.i?u 27. Theo d?i vay, tr? n? n??c ngo?i c?a b?n i vay l? ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i1. Ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i l? b?n i vay kh?ng b?t bu?c ph?i m? v? s? d?ng t?i kho?n vay, tr? n? n??c ngo?i t?i m?t t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i ? th?c hi?n kho?n vay n??c ngo?i.2. Ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i l? b?n i vay c? tr?ch nhi?m th?c hi?n vi?c theo d?i c?c giao d?ch li?n quan ?n vi?c vay n??c ngo?i c?a m?nh theo ?ng c?c quy ?nh hi?n h?nh v? h?ch to?n, k? to?n ?i v?i ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i; ch?u tr?ch nhi?m v? ?m b?o th?c hi?n c?c giao d?ch li?n quan ?n kho?n vay n??c ngo?i theo ?ng n?i dung vn b?n c?a Ng?n h?ng Nh? n??c x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i c?a ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i.i?u 28. N?i dung thu, chi tr?n t?i kho?n vay, tr? n? n??c ngo?i b?ng ngo?i t?T?i kho?n vay, tr? n? n??c ngo?i b?ng ngo?i t? ch? ??c s? d?ng ? th?c hi?n c?c giao d?ch li?n quan ?n ho?t ?ng vay, tr? n? n??c ngo?i nh? sau:1. C?c giao d?ch thu:a) Thu ti?n r?t v?n kho?n vay n??c ngo?i;b) Thu t? mua ngo?i t? t? t? ch?c t?n d?ng ??c ph?p ? chuy?n ti?n tr? n? (g?c, l?i) c?a kho?n vay n??c ngo?i ho?c kho?n nh?n n? gi?a b?n i vay v? b?n b?o ?m l? ng??i kh?ng c? tr?, thanh to?n c?c lo?i ph? theo th?a thu?n vay;c) Thu chuy?n ?i ngo?i t? t? ngu?n r?t v?n kho?n vay n??c ngo?i trong tr??ng h?p ?ng ti?n gi?i ng?n t? b?n cho vay kh?ng ph?i l? ?ng ti?n c?a t?i kho?n vay, tr? n? n??c ngo?i;d) Thu t? t?i kho?n thanh to?n b?ng ngo?i t? c?a b?n i vay m? t?i t? ch?c t?n d?ng ??c ph?p t?i Vi?t Nam, t?i kho?n ngo?i t? c?a b?n i vay m? t?i n??c ngo?i;) Thu c?c kho?n thu ??c ph?p t? giao d?ch ph?i sinh li?n quan ?n kho?n vay n??c ngo?i;e) Thu l?i ??c nh?n t?nh tr?n s? d? t?i kho?n theo quy ?nh c?a ph?p lu?t hi?n h?nh.2. C?c giao d?ch chi:a) Chi chuy?n ti?n tr? n? (g?c, l?i) c?a kho?n vay n??c ngo?i;b) Chi chuy?n ra n??c ngo?i ? thanh to?n c?c lo?i ph? theo th?a thu?n vay, thanh to?n kho?n nh?n n? gi?a b?n i vay v? b?n b?o ?m l? ng??i kh?ng c? tr? theo quy ?nh t?i Ch??ng V Th?ng t? n?y;c) Chi chuy?n sang t?i kho?n thanh to?n b?ng ngo?i t? c?a b?n i vay;d) Chi b?n ngo?i t? cho t? ch?c t?n d?ng ??c ph?p;) Chi chuy?n sang t?i kho?n ngo?i t? c?a b?n i vay m? t?i n??c ngo?i ? th?c hi?n c?c cam k?t theo th?a thu?n vay n??c ngo?i;e) Chi mua ngo?i t? ? tr? n? (g?c, l?i) c?a kho?n vay n??c ngo?i trong tr??ng h?p ?ng ti?n tr? n? kh?ng ph?i l? ?ng ti?n c?a t?i kho?n vay, tr? n? n??c ngo?i;g) Chi tr? ph? d?ch v? li?n quan ?n qu?n l? t?i kho?n v? giao d?ch chuy?n ti?n qua t?i kho?n theo quy ?nh c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n;h) Chi c?c kho?n chi ??c ph?p theo giao d?ch ph?i sinh ph?ng ng?a r?i ro t? gi?, l?i su?t li?n quan ?n kho?n vay n??c ngo?i.i?u 29. N?i dung thu, chi tr?n t?i kho?n vay, tr? n? n??c ngo?i b?ng ?ng Vi?t NamT?i kho?n vay, tr? n? n??c ngo?i b?ng ?ng Vi?t Nam ch? ??c s? d?ng ? th?c hi?n c?c giao d?ch li?n quan ?n kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam nh? sau:1. C?c giao d?ch thu:a) Thu chuy?n kho?n ti?n r?t v?n kho?n vay n??c ngo?i trong tr??ng h?p b?n cho vay s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam m? t?i t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam;b) Thu ti?n r?t v?n t? b?n ngo?i t? cho t? ch?c t?n d?ng ??c ph?p t?i Vi?t Nam trong tr??ng h?p b?n cho vay kh?ng s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam m? t?i Vi?t Nam ? gi?i ng?n kho?n vay;c) Thu chuy?n kho?n t? t?i kho?n thanh to?n b?ng ?ng Vi?t Nam c?a b?n i vay;d) Thu l?i ??c nh?n t?nh tr?n s? d? t?i kho?n theo quy ?nh c?a ph?p lu?t hi?n h?nh.2. C?c giao d?ch chi:a) Chi chuy?n kho?n sang t?i kho?n thanh to?n b?ng ?ng Vi?t Nam c?a b?n cho vay ? thanh to?n n? (g?c, l?i) trong tr??ng h?p b?n cho vay s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam ? thu h?i kho?n n? theo th?a thu?n vay;b) Chi mua ngo?i t? ? tr? n? (g?c, l?i) c?a kho?n vay n??c ngo?i trong tr??ng h?p b?n cho vay kh?ng s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam ? thu h?i kho?n n? theo th?a thu?n vay;c) Chi thanh to?n kho?n nh?n n? gi?a b?n i vay v? b?n b?o ?m theo quy ?nh t?i Ch??ng V Th?ng t? n?y;d) Chi thanh to?n c?c lo?i ph? b?ng ?ng Vi?t Nam, chi mua ngo?i t? ? thanh to?n c?c lo?i ph? b?ng ngo?i t? li?n quan ?n kho?n vay n??c ngo?i;) Chi chuy?n kho?n sang t?i kho?n thanh to?n b?ng ?ng Vi?t Nam c?a b?n i vay;e) Chi tr? ph? d?ch v? li?n quan ?n qu?n l? t?i kho?n v? giao d?ch chuy?n ti?n qua t?i kho?n theo quy ?nh c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n.i?u 30. T?i kho?n th?c hi?n kho?n vay n??c ngo?i c?a b?n cho vay m? t?i t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam.1. B?n cho vay m? v? s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam c?a ng??i kh?ng c? tr? t?i 01 t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam ? th?c hi?n c?c m?c ?ch sau:a) Gi?i ng?n, thu h?i n? c?a kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam trong tr??ng h?p b?n i vay l? doanh nghi?p c? v?n ?u t? tr?c ti?p n??c ngo?i vay t? ngu?n l?i nhu?n t? ho?t ?ng ?u t? tr?c ti?p tr?n l?nh th? Vi?t Nam c?a b?n cho vay l? nh? ?u t? n??c ngo?i g?p v?n t?i b?n i vay;b) Thu h?i n? c?a kho?n vay thu?c ?i t??ng ng k? theo quy ?nh t?i kho?n 2, kho?n 3 i?u 11 Th?ng t? n?y nh?ng kh?ng ? i?u ki?n x?c nh?n ng k?;c) Thu h?i n? c?a kho?n vay n??c ngo?i c?n d? n? nh?ng vn b?n x?c nh?n ng k?, ng k? thay ?i b? ch?m d?t hi?u l?c do h? s? c? th?ng tin gian l?n, t?i li?u gi? m?o theo quy ?nh t?i Th?ng t? n?y.2. B?n cho vay kh?ng ??c s? d?ng t?i kho?n thanh to?n b?ng ?ng Vi?t Nam quy ?nh t?i kho?n 1 i?u n?y cho c?c m?c ?ch kh?c ngo?i tr? c?c giao d?ch nh? sau:a) Thu t? ngu?n l?i nhu?n ??c chia t? ho?t ?ng ?u t? tr?c ti?p tr?n l?nh th? Vi?t Nam c?a b?n cho vayb) Chi mua ngo?i t? ? chuy?n v? t?i kho?n c?a b?n cho vay ? n??c ngo?i;c) Chi chuy?n sang t?i kho?n thanh to?n kh?c b?ng ?ng Vi?t Nam c?a b?n cho vay m? t?i t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam;d) Chi tr? ph? d?ch v? li?n quan ?n qu?n l? t?i kho?n v? giao d?ch chuy?n ti?n qua t?i kho?n theo quy ?nh c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n.3. Vi?c b?n cho vay s? d?ng t?i kho?n ngo?i t? c?a ng??i kh?ng c? tr? t?i ng?n h?ng th??ng m?i ? gi?i ng?n, thu h?i n? ?i v?i kho?n vay n??c ngo?i ph?i tu?n th? quy ?nh c?a ph?p lu?t v? h?n ch? s? d?ng ngo?i h?i tr?n l?nh th? Vi?t Nam.4. Tr??ng h?p m? v? s? d?ng t?i kho?n tr?n l?nh th? Vi?t Nam, b?n cho vay c? tr?ch nhi?m tu?n th? quy ?nh c?a ph?p lu?t v? vi?c m? v? s? d?ng t?i kho?n c?a ng??i kh?ng c? tr? t?i ng?n h?ng th??ng m?i t?i Vi?t Nam ? th?c hi?n c?c giao d?ch thu, chi li?n quan ?n kho?n vay n??c ngo?i.M?c 2. R?T V?N, CHUY?N TI?N TH?C HI?N KHO?N VAY N??C NGO?Ii?u 31. Nguy?n t?c minh b?ch d?ng ti?n1. ?i v?i b?n i vay kh?ng ph?i l? ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i, m?i giao d?ch chuy?n ti?n (r?t v?n, tr? n?) li?n quan ?n kho?n vay n??c ngo?i ph?i th?c hi?n th?ng qua t?i kho?n vay, tr? n? n??c ngo?i c?a b?n i vay tr? c?c tr??ng h?p quy ?nh t?i i?u 34 Th?ng t? n?y.2. C?c l?nh chuy?n ti?n gi?a ng??i c? tr? v? ng??i kh?ng c? tr? li?n quan ?n vi?c th?c hi?n giao d?ch r?t v?n, tr? n? (g?c, l?i), tr? ph? c?a kho?n vay n??c ngo?i ph?i ??c ghi r? m?c ?ch chuy?n ti?n ? ng?n h?ng cung ?ng d?ch v? t?i kho?n c? c? s? ?i chi?u, ki?m tra, l?u gi? ch?ng t? v? th?c hi?n giao d?ch.3. B?n i vay c? tr?ch nhi?m ghi r? v? y?u c?u b?n cho vay ghi r? m?c ?ch c?a giao d?ch chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i ? l?m c? s? x?c ?nh ngh)a v? n? n??c ngo?i v? chuy?n ti?n tr? n? kho?n vay (g?c, l?i) khi ?n h?n thanh to?n.i?u 32. Chuy?n ti?n th?c hi?n kho?n vay n??c ngo?i1. B?n i vay th?c hi?n chuy?n ti?n r?t v?n, tr? n? (g?c, l?i) th?ng qua 01 ng?n h?ng cung ?ng d?ch v? t?i kho?n vay, tr? n? n??c ngo?i.a) Tr??ng h?p thay ?i ng?n h?ng cung ?ng d?ch v? t?i kho?n, b?n i vay y?u c?u ng?n h?ng cung ?ng d?ch v? t?i kho?n hi?n t?i x?c nh?n t?nh h?nh r?t v?n, tr? n? li?n quan ?n kho?n vay n??c ngo?i ? ng?n h?ng cung ?ng d?ch v? t?i kho?n m?i ti?p t?c theo d?i t?nh h?nh th?c hi?n kho?n vay n??c ngo?i theo quy ?nh hi?n h?nh v? qu?n l? vay, tr? n? n??c ngo?i;b) Tr??ng h?p thay ?i ?ng ti?n nh?ng kh?ng thay ?i ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng cung ?ng d?ch v? t?i kho?n c? tr?ch nhi?m gi?m s?t vi?c r?t v?n, tr? n? kho?n vay n??c ngo?i theo quy ?nh hi?n h?nh v? qu?n l? vay, tr? n? n??c ngo?i.2. ?i v?i c?c kho?n vay n??c ngo?i ph?i ng k? v?i Ng?n h?ng Nh? n??c, b?n i vay ch? ??c th?c hi?n r?t v?n, tr? n? (g?c, l?i) c?a kho?n vay n??c ngo?i sau khi kho?n vay ??c Ng?n h?ng Nh? n??c x?c nh?n ng k?, ng k? thay ?i, tr? tr??ng h?p:a) R?t v?n, tr? m?t ph?n n? g?c v? l?i trong nm ?u ti?n c?a kho?n vay thu?c ?i t??ng ng k? quy ?nh t?i kho?n 2 v? kho?n 3 i?u 11 Th?ng t? n?y. ?i v?i c?c kho?n vay ng?n h?n ??c k? th?a thu?n gia h?n th?nh trung, d?i h?n trong th?i gian 12 th?ng t?nh t? ng?y r?t v?n ?u ti?n, k? t? ng?y k? th?a thu?n gia h?n, vi?c r?t v?n, tr? n? (g?c, l?i) kho?n vay ch? ??c ti?p t?c th?c hi?n sau khi kho?n vay ??c Ng?n h?ng Nh? n??c x?c nh?n ng k?. B?n i vay c? tr?ch nhi?m th?ng b?o v?i Ng?n h?ng cung ?ng d?ch v? t?i kho?n v? vi?c kho?n vay ng?n h?n ? ??c k? th?a thu?n gia h?n th?nh kho?n vay trung, d?i h?n;b) R?t v?n kho?n vay ph?t sinh t? th?a thu?n vay n??c ngo?i ? chuy?n s? ti?n th?c hi?n chu?n b? ?u t? th?nh v?n vay n??c ngo?i.3. B?n i vay ch? ??c nh?n ti?n gi?i ng?n v? chuy?n ti?n tr? n? (g?c, l?i) kho?n vay t? t?i kho?n c?a b?n cho vay, ?i di?n c?a c?c b?n cho vay ho?c ng?n h?ng ?i l? thanh to?n c?a c?c b?n cho vay trong tr??ng h?p kho?n vay h?p v?n ho?c kho?n vay c? s? d?ng ng?n h?ng ?i l? thanh to?n theo quy ?nh t?i th?a thu?n vay.4. Tr??ng h?p nh?n ti?n gi?i ng?n v? chuy?n ti?n tr? n? (g?c, l?i) c?a kho?n vay n??c ngo?i b?ng ngo?i t? th?ng qua t?i kho?n c?a b?n th? ba l? ng??i kh?ng c? tr? kh?ng ph?i c?c ?i t??ng n?u t?i kho?n 3 i?u n?y, n?i dung n?y c?n ??c quy ?nh r? trong th?a thu?n vay (ho?c th?a thu?n thay ?i), tr??ng h?p kho?n vay thu?c ?i t??ng ph?i ng k? v?i Ng?n h?ng Nh? n??c th? n?i dung n?y ph?i ??c x?c nh?n t?i vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i.5. B?n i vay th?c hi?n tr? n? v?o t?i kho?n thanh to?n b?ng ?ng Vi?t Nam c?a b?n cho vay m? t?i t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam trong c?c tr??ng h?p sau:a) Kho?n vay thu?c ?i t??ng ng k? theo quy ?nh t?i kho?n 2, kho?n 3 i?u 11 Th?ng t? n?y nh?ng kh?ng ? i?u ki?n x?c nh?n ng k?. T? gi? h?i o?i ?p d?ng ? x?c ?nh s? ti?n b?ng ?ng Vi?t Nam c?n tr? cho b?n cho vay theo quy ?nh t?i i?m n?y l? t? gi? h?ch to?n do B? T?i ch?nh c?ng b? ?p d?ng ho?c t? gi? mua, b?n ngo?i t? do ng?n h?ng cung ?ng d?ch v? t?i kho?n ho?c t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i kh?c t?i Vi?t Nam ni?m y?t ?p d?ng t?i th?i i?m C? quan c? th?m quy?n c? vn b?n t? ch?i x?c nh?n ng k? kho?n vay n??c ngo?i ho?c th?i i?m chuy?n ti?n tr? n?;b) Kho?n vay n??c ngo?i c?n d? n? nh?ng vn b?n x?c nh?n ng k?, vn b?n x?c nh?n ng k? thay ?i b? ch?m d?t hi?u l?c do h? s? c? th?ng tin gian l?n, t?i li?u gi? m?o. T? gi? h?i o?i ?p d?ng ? x?c ?nh s? ti?n b?ng ?ng Vi?t Nam c?n tr? cho b?n cho vay theo quy ?nh t?i kho?n 4 i?u 24 Th?ng t? n?y.c) Kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam t? ngu?n l?i nhu?n t? ho?t ?ng ?u t? tr?c ti?p tr?n l?nh th? Vi?t Nam c?a b?n cho vay l? nh? ?u t? n??c ngo?i g?p v?n t?i b?n i vay.i?u 33. Mua ngo?i t? v? chuy?n ti?n tr? n? n??c ngo?i1. B?n i vay mua ngo?i t? t?i t? ch?c t?n d?ng ??c ph?p ? th?c hi?n c?c ngh)a v? li?n quan ?n tr? n? g?c, l?i v? ph? c?a kho?n vay n??c ngo?i tr?n c? s? xu?t tr?nh c?c ch?ng t?, vn b?n ch?ng minh nhu c?u thanh to?n ngo?i t? h?p ph?p theo quy ?nh c?a ph?p lu?t v? y?u c?u c?a t? ch?c t?n d?ng ??c ph?p.2. T? ch?c t?n d?ng ??c ph?p quy ?nh v? ch?ng t?, vn b?n ch?ng minh nhu c?u s? d?ng ngo?i t? h?p ph?p tr?n nguy?n t?c x?c minh ngh)a v? n? h?p ph?p c?a b?n i vay th?ng qua th?a thu?n vay n??c ngo?i, ch?ng t? x?c ?nh vi?c r?t v?n c?a kho?n vay, vn b?n x?c nh?n ng k? kho?n vay n??c ngo?i c?a Ng?n h?ng Nh? n??c (trong tr??ng h?p kho?n vay ph?i ng k? v?i Ng?n h?ng Nh? n??c) v? c?c h? s? kh?c (n?u c?) theo y?u c?u c?a t? ch?c t?n d?ng ??c ph?p.i?u 34. C?c tr??ng h?p r?t v?n, tr? n? kh?ng th?c hi?n qua t?i kho?n vay, tr? n? n??c ngo?i1. C?c tr??ng h?p r?t v?n kh?ng th?ng qua t?i kho?n vay, tr? n? n??c ngo?i:a) R?t v?n t? b?n cho vay thanh to?n tr?c ti?p cho ng??i th? h??ng l? ng??i kh?ng c? tr? cung c?p h?ng h?a, d?ch v? theo h?p ?ng mua b?n h?ng h?a, d?ch v? v?i ng??i c? tr? l? b?n i vay;b) R?t v?n c?a kho?n vay n??c ngo?i d??i h?nh th?c thu? t?i ch?nh;c) R?t v?n th?ng qua t?i kho?n c?a b?n i vay m? t?i n??c ngo?i trong tr??ng h?p b?n i vay ??c ph?p m? t?i kho?n ? n??c ngo?i ? th?c hi?n kho?n vay n??c ngo?i;d) R?t v?n c?c kho?n vay n??c ngo?i trung, d?i h?n th?ng qua vi?c thanh to?n b? tr? v?i c?c ngh)a v? ph?i tr? tr?c ti?p cho b?n cho vay bao g?m: ngh)a v? thanh to?n theo h?p ?ng nh?p kh?u h?ng h?a, ngh)a v? tr? n? kho?n vay n??c ngo?i, ngh)a v? ho?n tr? kho?n nh?n n? theo quy ?nh t?i Th?ng t? n?y tr?c ti?p v?i b?n cho vay;) R?t v?n trong tr??ng h?p s? ti?n th?c hi?n chu?n b? ?u t? ??c chuy?n th?nh v?n vay n??c ngo?i theo th?a thu?n gi?a c?c b?n ph? h?p v?i quy ?nh c?a ph?p lu?t v? qu?n l? ngo?i h?i ?i v?i ho?t ?ng ?u t? tr?c ti?p n??c ngo?i v?o Vi?t Nam.2. C?c tr??ng h?p tr? n? kh?ng th?ng qua t?i kho?n vay, tr? n? n??c ngo?i:a) Tr? n? d??i h?nh th?c cung c?p h?ng h?a, d?ch v? cho b?n cho vay;b) Tr? n? th?ng qua vi?c b?n cho vay v? b?n i vay th?a thu?n chuy?n ?i d? n? th?nh c? ph?n ho?c ph?n v?n g?p trong b?n i vay;c) Tr? n? th?ng qua vi?c b?n cho vay v? b?n i vay th?a thu?n ho?n ?i d? n? vay th?nh c? ph?n ho?c ph?n v?n g?p thu?c s? h?u c?a b?n i vay;d) Tr? n? c?c kho?n vay n??c ngo?i trung, d?i h?n th?ng qua thanh to?n b? tr? c?c kho?n ph?i thu tr?c ti?p v?i b?n cho vay;) Tr? n? th?ng qua t?i kho?n c?a b?n i vay m? t?i n??c ngo?i (trong tr??ng h?p b?n i vay ??c ph?p m? t?i kho?n ? n??c ngo?i ? th?c hi?n kho?n vay n??c ngo?i).3. Trong th?i h?n 05 ng?y l?m vi?c k? t? ng?y r?t v?n ho?c tr? n? theo c?c tr??ng h?p quy ?nh t?i kho?n 1, kho?n 2 i?u n?y, b?n i vay c? tr?ch nhi?m th?ng b?o v? g?i ch?ng t? ch?ng minh vi?c ? th?c hi?n r?t v?n, tr? n? theo c?c h?nh th?c kh?ng s? d?ng t?i kho?n vay, tr? n? n??c ngo?i ? ng?n h?ng cung ?ng d?ch v? t?i kho?n bi?t v? ti?p t?c theo d?i kho?n vay n??c ngo?i c?a b?n i vay.Ch??ng VQUY ?NH V? QU?N L? NGO?I H?I LI?N QUAN ?N GIAO D?CH B?O ?M KHO?N VAY T? VAY, T? TR?i?u 35. Th?c hi?n ngh)a v? b?o l?nh1. ?i v?i kho?n vay n??c ngo?i c? b?o l?nh, b?n b?o l?nh th?c hi?n ngh)a v? b?o l?nh ?i v?i b?n cho vay n??c ngo?i (b?n nh?n b?o l?nh) khi ??c y?u c?u theo cam k?t t?i th?a thu?n vay, vn b?n cam k?t b?o l?nh (th? b?o l?nh, h?p ?ng b?o l?nh ho?c h?nh th?c cam k?t b?o l?nh kh?c) ? k? k?t gi?a c?c b?n li?n quan, ?m b?o kh?ng tr?i quy ?nh hi?n h?nh c?a ph?p lu?t.2. B?n b?o l?nh l? ng??i c? tr? chuy?n ti?n th?c hi?n ngh)a v? b?o l?nh th?ng qua 01 ng?n h?ng ph?c v? giao d?ch b?o ?m (tr? tr??ng h?p quy ?nh t?i kho?n 3 i?u n?y).3. Tr??ng h?p b?n b?o l?nh l? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam, vi?c chuy?n ti?n b?o l?nh kh?ng b?t bu?c ph?i th?c hi?n qua ng?n h?ng ph?c v? giao d?ch b?o ?m. T? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i t?i Vi?t Nam th?c hi?n b?o l?nh cho kho?n vay n??c ngo?i c? tr?ch nhi?m tu?n th? quy ?nh ph?p lu?t v? b?o l?nh ng?n h?ng v? th?ng b?o cho ng?n h?ng cung ?ng d?ch v? t?i kho?n v? s? ti?n b?o l?nh ? th?c hi?n.i?u 36. Th?c hi?n ngh)a v? b?o ?m theo h?nh th?c b?o ?m b?ng t?i s?n1. Khi ph?t sinh ngh)a v? b?o ?m b?ng t?i s?n cho kho?n vay n??c ngo?i, b?n b?o ?m th?c hi?n ngh)a v? b?o ?m theo c?c cam k?t t?i th?a thu?n vay v? c?c th?a thu?n b?o ?m kh?ng tr?i v?i quy ?nh ph?p lu?t Vi?t Nam v? giao d?ch b?o ?m v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan.2. Vi?c chuy?n s? ti?n thu ??c sau khi x? l? t?i s?n b?o ?m tr?n l?nh th? Vi?t Nam cho b?n cho vay ho?c ?i di?n b?n cho vay ? th?c hi?n ngh)a v? b?o ?m t?i s?n (sau ?y g?i l?  chuy?n ti?n th?c hi?n ngh)a v? b?o ?m t?i s?n ) ph?i th?c hi?n qua 01 ng?n h?ng ph?c v? giao d?ch b?o ?m theo quy ?nh t?i Th?ng t? n?y.3. Tr??ng h?p x? l? t?i s?n b?o ?m theo ph??ng th?c b?n nh?n b?o ?m nh?n ch?nh t?i s?n b?o ?m ? thay th? cho vi?c th?c hi?n ngh)a v?, b?n i vay c? tr?ch nhi?m th?ng b?o cho ng?n h?ng cung ?ng d?ch v? t?i kho?n th?ng tin v? ngh)a v? n? ? ??c thanh to?n b?ng vi?c b?n nh?n b?o ?m nh?n ch?nh t?i s?n b?o ?m ? thay th? cho vi?c th?c hi?n ngh)a v?.i?u 37. Ng?n h?ng ph?c v? giao d?ch b?o ?m1. Vi?c chuy?n ti?n th?c hi?n ngh)a v? b?o ?m (bao g?m chuy?n ti?n th?c hi?n ngh)a v? b?o l?nh v? chuy?n ti?n th?c hi?n ngh)a v? b?o ?m t?i s?n) ph?i th?c hi?n qua 01 ng?n h?ng ph?c v? giao d?ch b?o ?m tr? tr??ng h?p quy ?nh t?i kho?n 3 i?u 36 Th?ng t? n?y.2. Tr??ng h?p ng?n h?ng ph?c v? giao d?ch b?o ?m ?ng th?i l? ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a kho?n vay n??c ngo?i th? Ng?n h?ng n?y ch?u tr?ch nhi?m ki?m tra, l?u gi? c?c ch?ng t? c? li?n quan theo quy ?nh c?a ph?p lu?t khi chuy?n ti?n th?c hi?n ngh)a v? b?o ?m theo quy ?nh t?i Th?ng t? n?y.3. Tr??ng h?p ng?n h?ng ph?c v? giao d?ch b?o ?m kh?ng ph?i l? ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a kho?n vay n??c ngo?i, khi chuy?n ti?n th?c hi?n ngh)a v? b?o ?m, ng?n h?ng c? tr?ch nhi?m nh? sau:a) Ki?m tra, l?u gi? ch?ng t? v? th?c hi?n chuy?n ti?n tr?n c? s? c?c ch?ng t? n?u t?i kho?n 4 i?u n?y;b) Trong th?i gian 07 ng?y l?m vi?c t?nh t? ng?y chuy?n ti?n th?c hi?n ngh)a v? b?o ?m, th?ng b?o v? g?i cho ng?n h?ng cung ?ng d?ch v? t?i kho?n ch?ng t? ch?ng minh s? ti?n n? (g?c, l?i, ph?) ? tr? cho b?n cho vay th?ng qua th?c hi?n ngh)a v? b?o ?m ? ng?n h?ng cung ?ng d?ch v? t?i kho?n theo d?i, x?c ?nh d? n? g?c, l?i, ph? c?a kho?n vay v? l?m c? s? cho vi?c th?c hi?n chuy?n ti?n ho?n tr? kho?n nh?n n? gi?a b?n i vay v? b?n b?o ?m theo quy ?nh t?i Th?ng t? n?y.4. C?c ch?ng t? ? ng?n h?ng ph?c v? giao d?ch b?o ?m cho ph?p th?c hi?n giao d?ch chuy?n ti?n th?c hi?n ngh)a v? b?o ?m cho kho?n vay n??c ngo?i bao g?m:a) Th?a thu?n vay n??c ngo?i;b) C?c th?a thu?n v? vi?c b?o l?nh, b?o ?m b?ng t?i s?n li?n quan ?n kho?n vay n??c ngo?i;c) Vn b?n y?u c?u th?c hi?n ngh)a v? b?o ?m t? b?n cho vay (ho?c t? ch?c ?i di?n cho b?n cho vay ho?c t? ch?c ?i di?n b?n cho vay x? l? t?i s?n b?o ?m) theo th?a thu?n c?a c?c b?n v? vi?c b?o l?nh, x? l? t?i s?n b?o ?m, trong ? n?u c? th? ngh)a v? thanh to?n m? b?n i vay kh?ng th?c hi?n ??c theo th?a thu?n vay;d) Vn b?n x?c nh?n c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n i vay v? t?nh h?nh r?t v?n, tr? n? kho?n vay ?n th?i i?m ? ngh? chuy?n ti?n th?c hi?n ngh)a v? b?o ?m;) Vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i c?a Ng?n h?ng Nh? n??c trong ? c? th?ng tin ghi nh?n v? bi?n ph?p b?o ?m ?i v?i kho?n vay n??c ngo?i (?p d?ng ?i v?i tr??ng h?p kho?n vay n??c ngo?i thu?c ?i t??ng ph?i ng k? v?i Ng?n h?ng Nh? n??c);e) C?c ch?ng t?, t?i li?u kh?c (n?u c?) theo quy ?nh c?a ng?n h?ng ph?c v? giao d?ch b?o ?m.5. B?n i vay c? tr?ch nhi?m th?ng b?o cho b?n b?o ?m v? ng?n h?ng cung ?ng d?ch v? t?i kho?n, ng?n h?ng ph?c v? giao d?ch b?o ?m v? khai b?o ?y ? th?ng tin v? c?c ng?n h?ng n?y khi ng k?, ng k? thay ?i kho?n vay n??c ngo?i (trong tr??ng h?p kho?n vay thu?c ?i t??ng ng k? kho?n vay n??c ngo?i theo quy ?nh t?i Th?ng t? n?y).i?u 38. Kho?n nh?n n? gi?a b?n i vay v? b?n b?o ?m1. Kho?n nh?n n? (n?u c?) gi?a b?n i vay v? b?n b?o ?m l? kho?n n? m? b?n i vay c? ngh)a v? ho?n tr? cho b?n b?o ?m sau khi b?n b?o ?m ? th?c hi?n ngh)a v? b?o ?m theo c?c th?a thu?n gi?a b?n i vay, b?n b?o ?m, b?n cho vay li?n quan ?n kho?n vay n??c ngo?i (sau ?y g?i t?t l?  kho?n nh?n n? ).2. Kho?n nh?n n? t?i a kh?ng v??t qu? s? ti?n t??ng ??ng v?i ngh)a v? n? theo th?a thu?n vay n??c ngo?i ? ??c th?c hi?n th?ng qua th?c thi c?c bi?n ph?p b?o ?m.3. Tr??ng h?p b?n i vay v? b?n b?o ?m l? ng??i c? tr? c? th?a thu?n v? l?i, ph? ?i v?i kho?n nh?n n?, n?i dung th?a thu?n v? l?i, ph? ?i v?i kho?n nh?n n? ph?i ph? h?p v?i quy ?nh hi?n h?nh c?a B? lu?t D?n s?.4. Tr??ng h?p b?n i vay v? b?n b?o ?m l? ng??i kh?ng c? tr? c? th?a thu?n v? l?i, ph? ?i v?i kho?n nh?n n?, t?ng s? ti?n l?i, ph? m? b?n i vay tr? cho b?n b?o ?m quy ?i theo t? l? ph?n trm h?ng nm t?nh tr?n t?ng s? ti?n kho?n nh?n n? kh?ng v??t qu? l?i su?t ?p d?ng cho s? ti?n vay ch?m thanh to?n quy ?nh t?i th?a thu?n vay n??c ngo?i c? bi?n ph?p b?o ?m.5. Vi?c th?a thu?n ?ng ti?n nh?n n? v? ?ng ti?n thanh to?n kho?n nh?n n? tr?n l?nh th? ph?i ph? h?p v?i quy ?nh v? h?n ch? s? d?ng ngo?i h?i tr?n l?nh th? Vi?t Nam.i?u 39. Ho?n tr? kho?n nh?n n?1. B?n i vay th?c hi?n ho?n tr? kho?n nh?n n? cho b?n b?o ?m tr?n c? s? xu?t tr?nh cho ng?n h?ng cung ?ng d?ch v? t?i kho?n:a) Th?a thu?n vay n??c ngo?i v? c?c th?a thu?n b?o ?m li?n quan ?n kho?n vay n??c ngo?i;b) Th?a thu?n c?a c?c b?n v? ngh)a v? ho?n tr? kho?n nh?n n? c?a b?n i vay ?i v?i b?n b?o ?m;c) Ch?ng t? ch?ng minh vi?c b?n b?o ?m ? th?c hi?n ngh)a v? b?o ?m li?n quan ?n kho?n vay n??c ngo?i (sao ch?ng t? chuy?n ti?n ch?ng minh b?n b?o l?nh ? tr? n? thay cho b?n i vay, ch?ng t? ch?ng minh s? ti?n th?c hi?n ngh)a v? b?o ?m ? chuy?n qua ng?n h?ng ph?c v? giao d?ch b?o ?m, ch?ng t? ch?ng minh vi?c chuy?n giao t?i s?n b?o ?m ? th?c hi?n ngh)a v?);d) C?c ch?ng t?, t?i li?u kh?c (n?u c?) theo quy ?nh c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n.2. Vi?c ho?n tr? kho?n nh?n n? cho b?n b?o ?m ph?i th?c hi?n th?ng qua t?i kho?n vay, tr? n? n??c ngo?i. Tr??ng h?p ?ng ti?n thanh to?n kho?n nh?n n? kh?c v?i ?ng ti?n c?a t?i kho?n vay, tr? n? n??c ngo?i, b?n i vay c? th? th?c hi?n th?ng qua m?t t?i kho?n kh?c m? t?i c?ng ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n i vay.Ch??ng VICH? ? B?O C?O TH?NG K? ?I V?I KHO?N VAY T? VAY, T? TR?i?u 40. Ch? ? b?o c?o ?i v?i ng?n h?ng cung ?ng d?ch v? t?i kho?nNg?n h?ng cung ?ng d?ch v? t?i kho?n th?c hi?n ch? ? b?o c?o theo quy ?nh c?a Ng?n h?ng Nh? n??c v? ch? ? b?o c?o th?ng k? ?p d?ng ?i v?i c?c t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i ??c ph?p.i?u 41. Ch? ? b?o c?o ?i v?i b?n i vay1. ?nh k? h?ng th?ng, ch?m nh?t v?o ng?y 05 c?a th?ng ti?p theo k? b?o c?o, b?n i vay ph?i b?o c?o tr?c tuy?n t?nh h?nh th?c hi?n c?c kho?n vay ng?n, trung v? d?i h?n t?i Trang i?n t?. Tr??ng h?p Trang i?n t? g?p l?i k? thu?t kh?ng th? g?i ??c b?o c?o, b?n i vay g?i b?o c?o b?ng vn b?n theo m?u t?i Ph? l?c 05 ban h?nh k?m theo Th?ng t? n?y.2. Trong th?i h?n 10 ng?y l?m vi?c k? t? ng?y nh?n ??c b?o c?o c?a b?n i vay tr?n Trang i?n t?, Ng?n h?ng Nh? n??c chi nh?nh duy?t b?o c?o tr?n Trang i?n t? (ho?c nh?p th?ng tin t? b?o c?o b?ng vn b?n trong tr??ng h?p Trang i?n t? g?p l?i k? thu?t) ? l?u th?ng tin v?o c? s? d? li?u. Tr??ng h?p th?ng tin b?o c?o ch?nh x?c, b?n i vay s? ??c th?ng b?o qua th? i?n t? v? vi?c ? ho?n th?nh vi?c b?o c?o theo quy ?nh. Tr??ng h?p c? th?ng tin ch?a ch?nh x?c ho?c c?n l?m r?, Ng?n h?ng Nh? n??c chi nh?nh th?ng b?o b?ng th? i?n t? cho b?n i vay ? th?c hi?n i?u ch?nh s? li?u.3. Trong th?i h?n 03 ng?y l?m vi?c k? t? khi ph?t hi?n sai s?t trong c?c b?o c?o vay, tr? n? n??c ngo?i, b?n i vay c? tr?ch nhi?m b?o c?o tr?c tuy?n t?i Trang i?n t? (ho?c b?o c?o b?ng vn b?n trong tr??ng h?p Trang i?n t? g?p l?i k? thu?t) t?nh h?nh th?c hi?n kho?n vay ng?n, trung, d?i h?n v?i s? li?u sai s?t ? ??c kh?c ph?c; ?ng th?i, th?ng b?o cho Ng?n h?ng Nh? n??c chi nh?nh b?ng th? i?n t? ? Ng?n h?ng nh? n??c chi nh?nh th?c hi?n ki?m duy?t theo quy ?nh t?i Th?ng t? n?y.i?u 42. B?o c?o ?t xu?tC?c tr??ng h?p ?t xu?t ho?c khi c?n thi?t, b?n i vay, ng?n h?ng cung ?ng d?ch v? t?i kho?n th?c hi?n b?o c?o theo y?u c?u c?a Ng?n h?ng Nh? n??c.Ch??ng VIITR?CH NHI?M C?A C?C B?N LI?N QUANi?u 43. Tr?ch nhi?m c?a b?n i vay1. Tu?n th? c?c quy ?nh v? qu?n l? vay, tr? n? n??c ngo?i t?i Th?ng t? n?y v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan khi k? k?t v? th?c hi?n th?a thu?n vay n??c ngo?i, th?a thu?n b?o ?m kho?n vay n??c ngo?i.2. Xu?t tr?nh ch?ng t? theo quy ?nh c?a ph?p lu?t v? theo y?u c?u c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n khi x?c ?nh t?nh ch?t c?a kho?n vay l? kho?n vay b?ng ti?n ho?c vay d??i h?nh th?c thu? t?i ch?nh v?/ho?c h?nh th?c kh?c v? khi th?c hi?n c?c giao d?ch chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i.3. Th?c hi?n c?c quy ?nh v? khai b?o th?ng tin, b?o c?o v? b?o m?t th?ng tin theo ?ng quy ?nh t?i Th?ng t? n?y.4. Ch?u tr?ch nhi?m tr??c ph?p lu?t v?:a) Vi?c x?c ?nh t?nh ch?t kho?n vay n??c ngo?i l? kho?n vay b?ng ti?n ho?c vay d??i h?nh th?c thu? t?i ch?nh v?/ho?c h?nh th?c kh?c. Tr??ng h?p kho?n vay n??c ngo?i l? kho?n vay d??i h?nh th?c thu? t?i ch?nh, b?n i vay c? tr?ch nhi?m x?c ?nh ng?y nh?n t?i s?n thu? v? cung c?p th?ng tin cho C? quan c? th?m quy?n, ng?n h?ng cung ?ng d?ch v? t?i kho?n khi ??c y?u c?u;b) T?nh ch?nh x?c, trung th?c c?a: c?c th?ng tin cung c?p, khai b?o t?i Trang i?n t? th?ng qua t?i kho?n truy c?p c?a m?nh; c?c th?ng tin, t?i li?u cung c?p k?m theo h? s? ng k?, ng k? thay ?i kho?n vay, c?c b?o c?o g?i ?n c? quan c? th?m quy?n; c?c th?ng tin cung c?p, c?c ch?ng t? xu?t tr?nh cho ng?n h?ng th??ng m?i khi th?c hi?n c?c giao d?ch chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i.i?u 44. Tr?ch nhi?m c?a ng?n h?ng ph?c v? giao d?ch b?o ?m1. Th?c hi?n vi?c cung ?ng d?ch v? chuy?n ti?n th?c hi?n ngh)a v? b?o ?m theo quy ?nh t?i Th?ng t? n?y.2. Ki?m tra, l?u gi? ch?ng t? khi cung ?ng d?ch v? chuy?n ti?n th?c hi?n ngh)a v? b?o ?m theo quy ?nh t?i Th?ng t? n?y.3. Cung c?p th?ng tin ch?nh x?c v? vi?c chuy?n ti?n th?c hi?n ngh)a v? b?o ?m theo y?u c?u c?a c? quan c? th?m quy?n, b?n i vay, ng?n h?ng cung ?ng d?ch v? t?i kho?n c?a b?n i vay.i?u 45. Tr?ch nhi?m c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n1. Th?c hi?n vi?c cung ?ng d?ch v? t?i kho?n cho c?c giao d?ch li?n quan ?n kho?n vay n??c ngo?i (r?t v?n, tr? n?, tr? ph?, giao d?ch chuy?n ti?n li?n quan ?n b?o ?m kho?n vay n??c ngo?i theo quy ?nh t?i Th?ng t? n?y) tr?n c? s?:a) Vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i (trong tr??ng h?p kho?n vay thu?c ?i t??ng ph?i ng k?, ng k? thay ?i), vn b?n li?n quan ?n vi?c ch?m d?t hi?u l?c vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i;b) Th?a thu?n vay, th?a thu?n thay ?i th?a thu?n vay v? c?c th?a thu?n kh?c c? li?n quan ?n kho?n vay n??c ngo?i;c) Ph??ng ?n s? d?ng v?n vay, D? ?n ?u t? s? d?ng v?n vay n??c ngo?i ng?n h?n c?a kho?n vay n??c ngo?i ng?n h?n (c? cam k?t c?a b?n i vay v? vi?c Ph??ng ?n n?y ? ??c c?p c? th?m quy?n ph? duy?t ph? h?p v?i quy ?nh v? i?u ki?n vay, tr? n? n??c ngo?i), ?p d?ng v?i kho?n vay n??c ngo?i ng?n h?n;d) Ch?ng t? ch?ng minh vi?c b?n b?o ?m ? th?c hi?n ngh)a v? b?o ?m li?n quan ?n kho?n vay t? vay, t? tr? (ch?ng t? chuy?n ti?n ch?ng minh b?n b?o l?nh ? tr? n? thay cho b?n i vay, ch?ng t? ch?ng minh s? ti?n ? ??c b?n b?o ?m ho?c t? ch?c ?i di?n x? l? t?i s?n b?o ?m chuy?n ti?n cho b?n cho vay ho?c ?i di?n c?c b?n cho vay ho?c t?i li?u kh?c c? gi? tr? t??ng ??ng);) T?i li?u ch?ng minh b?n i vay ch?p h?nh ch? ? b?o c?o tr?c tuy?n v? t?nh h?nh vay, tr? n? n??c ngo?i ng?n h?n theo quy ?nh t?i Th?ng t? n?y (b?n ch?p m?n h?nh b?o c?o tr?n Trang i?n t? c? x?c nh?n c?a b?n i vay);e) T?i li?u ch?ng minh b?n i vay th?c hi?n nghi?p v? ph?ng ng?a r?i ro ngo?i t? ?i v?i k? thanh to?n kho?n vay n??c ngo?i theo quy ?nh hi?n h?nh v? qu?n l? vay, tr? n? n??c ngo?i (n?u c?);g) H? s?, t?i li?u kh?c theo quy ?nh n?i b? c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n.2. Th?c hi?n vi?c ki?m tra, ?i chi?u t?nh kh?p ?ng c?a c?c ? ngh? chuy?n ti?n (r?t v?n, tr? n?) v?i c?c t?i li?u do b?n i vay v? c?c b?n li?n quan xu?t tr?nh ? ?m b?o c?c giao d?ch chuy?n ti?n li?n quan ?n kho?n vay n??c ngo?i ph? h?p v?i vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i (trong tr??ng h?p kho?n vay ph?i ng k?, ng k? thay ?i), th?a thu?n vay v? c?c th?a thu?n kh?c c? li?n quan; ?ng quy ?nh v? qu?n l? ngo?i h?i.3. Cung c?p th?ng tin ch?nh x?c v? kho?n vay n??c ngo?i c?a b?n i vay (bao g?m c?c n?i dung s? ti?n ? r?t v?n, tr? n?; th?i gian r?t v?n, tr? n?; th?ng tin tham chi?u th?a thu?n vay, b?n cho vay) t?i vn b?n x?c nh?n t?nh h?nh th?c hi?n kho?n vay n??c ngo?i c?a b?n i vay theo y?u c?u c?a b?n i vay ho?c khi ??c c? quan c? th?m quy?n y?u c?u.i?u 46. Tr?ch nhi?m c?a V? Qu?n l? ngo?i h?i1. Ch? tr? x?y d?ng m? h?nh qu?n l? th?ng tin vay, tr? n? n??c ngo?i th?ng qua Trang i?n t?.2. Th?c hi?n c?c ch?c nng, nhi?m v? theo quy ?nh t?i Th?ng t? n?y.3. Khai th?c, s? d?ng c? s? d? li?u v? vay, tr? n? n??c ngo?i ph?c v? c?ng t?c x?y d?ng, i?u h?nh ch?nh s?ch ph? h?p v?i ch?c nng, nhi?m v?.4. Ch? tr?, ph?i h?p v?i Trung t?m Th?ng tin T?n d?ng qu?c gia Vi?t Nam:a) X?y d?ng T?i li?u h??ng d?n ng??i s? d?ng, ng t?i v? c?p nh?t th??ng xuy?n tr?n Trang i?n t?;b) Ch?nh s?a v? n?ng c?p n?i dung Trang i?n t? ? t?o i?u ki?n thu?n l?i cho ng??i s? d?ng, ?m b?o c? s? d? li?u ph?c v? c?ng t?c qu?n l? vay, tr? n? n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh;c) Gi?i ?p v??ng m?c li?n quan ?n Trang i?n t?; ti?p nh?n v? k?p th?i h??ng d?n, x? l? c?c v??ng m?c, ki?n ngh? c?a ng??i s? d?ng trong qu? tr?nh khai th?c, v?n h?nh Trang i?n t?;d) H??ng d?n vi?c ng k? v? c?p t?i kho?n truy c?p, ng k? thay ?i th?ng tin t?i kho?n truy c?p cho c?c ?i t??ng quy ?nh t?i i?m b v? c kho?n 1 i?u 10 Th?ng t? n?y.i?u 47. Tr?ch nhi?m c?a Trung t?m Th?ng tin T?n d?ng Qu?c gia Vi?t Nam1. Duy tr? v?n h?nh Trang i?n t? an to?n v? ?n ?nh, ?m b?o Trang i?n t? v? c? s? d? li?u qu?n l? vay, tr? n? n??c ngo?i kh?ng b? truy c?p tr?i ph?p.2. S? d?ng th?ng tin vay, tr? n? n??c ngo?i c?a doanh nghi?p ? x?y d?ng c? s? d? li?u th?ng tin t?n d?ng qu?c gia, ph?c v? y?u c?u qu?n l? c?a Ng?n h?ng Nh? n??c v? ho?t ?ng kinh doanh, qu?n tr? r?i ro c?a c?c t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i.3. Ph?i h?p v?i V? Qu?n l? ngo?i h?i th?c hi?n c?c n?i dung quy ?nh t?i kho?n 4 i?u 46 Th?ng t? n?y.i?u 48. Tr?ch nhi?m c?a Ng?n h?ng Nh? n??c chi nh?nh1. Th?c hi?n c?c ch?c nng, nhi?m v? theo th?m quy?n theo quy ?nh t?i Th?ng t? n?y.2. Ch?u tr?ch nhi?m h??ng d?n, theo d?i, nh?c nh?, ?n ?c c?c b?n i vay th?c hi?n khai b?o th?ng tin, b?o c?o theo quy ?nh t?i Th?ng t? n?y.3. Khai th?c, s? d?ng c? s? d? li?u v? vay, tr? n? n??c ngo?i trong ph?m vi th?m quy?n ph?c v? c?ng t?c qu?n l? vay, tr? n? n??c ngo?i tr?n ?a b?n ph? h?p v?i ch?c nng, nhi?m v?.4. Cung c?p ? ki?n gi?m s?t ?i v?i vi?c tu?n th? quy ?nh c?a ph?p lu?t v? c?c t? l? b?o ?m an to?n trong ho?t ?ng ng?n h?ng c?a b?n i vay l? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i (thu?c th?m quy?n thanh tra, gi?m s?t an to?n vi m? c?a Ng?n h?ng Nh? n??c chi nh?nh khi ??c C? quan c? th?m quy?n g?i xin ? ki?n). Ph?m vi ? ki?n gi?m s?t bao g?m ? ki?n ?i v?i c?c ch? ti?u ri?ng l? v? c?c ch? ti?u h?p nh?t c?a c?c t? l?, gi?i h?n m? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i b?o c?o t?i Ph? l?c 02 ban h?nh k?m theo Th?ng t? n?y;5. Ki?m tra, thanh tra, v? x? l? vi ph?m h?nh ch?nh theo th?m quy?n ?i v?i c?c tr??ng h?p vi ph?m h?nh ch?nh trong qu? tr?nh th?c hi?n c?c quy ?nh t?i Th?ng t? n?y.i?u 49. Tr?ch nhi?m c?a C? quan Thanh tra, gi?m s?t Ng?n h?ng1. Cung c?p ? ki?n gi?m s?t ?i v?i vi?c tu?n th? quy ?nh c?a ph?p lu?t v? c?c t? l? b?o ?m an to?n trong ho?t ?ng ng?n h?ng c?a t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i (thu?c th?m quy?n thanh tra, gi?m s?t an to?n vi m? c?a C? quan Thanh tra, gi?m s?t Ng?n h?ng khi ??c C? quan c? th?m quy?n g?i xin ? ki?n). Ph?m vi ? ki?n gi?m s?t bao g?m ? ki?n ?i v?i c?c ch? ti?u ri?ng l? v? c?c ch? ti?u h?p nh?t c?a c?c t? l?, gi?i h?n m? t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i b?o c?o t?i Ph? l?c 02 ban h?nh k?m theo Th?ng t? n?y.2. Ki?m tra, thanh tra v? x? l? vi ph?m h?nh ch?nh theo th?m quy?n ?i v?i c?c tr??ng h?p vi ph?m h?nh ch?nh trong qu? tr?nh th?c hi?n c?c quy ?nh t?i Th?ng t? n?y.Ch??ng VIIII?U KHO?N THI H?NHi?u 50. Hi?u l?c thi h?nh1. Th?ng t? n?y c? hi?u l?c k? t? ng?y 15/11/2022 tr? quy ?nh t?i kho?n 2 i?u n?y.2. Quy ?nh v? vi?c th?c hi?n ph?ng ng?a r?i ro ngo?i t? ?i v?i k? thanh to?n c?a kho?n vay n??c ngo?i v? quy ?nh tr?ch nhi?m ki?m tra ch?ng t? c?a ng?n h?ng cung ?ng d?ch v? t?i kho?n ?i v?i vi?c b?n i vay ? th?c hi?n nghi?p v? ph?ng ng?a r?i ro ngo?i t? ?p d?ng t? th?i i?m quy ?nh v? i?u ki?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh (trong ? c? quy ?nh v? ph?ng ng?a r?i ro ngo?i t? ?i v?i kho?n vay n??c ngo?i) c? hi?u l?c thi h?nh.3. K? t? ng?y Th?ng t? n?y c? hi?u l?c, c?c vn b?n sau ?y h?t hi?u l?c thi h?nh:a) Th?ng t? s? 03/2016/TT-NHNN ng?y 26 th?ng 2 nm 2016 c?a Th?ng ?c Ng?n h?ng Nh? n??c h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p;b) Th?ng t? s? 05/2016/TT-NHNN ng?y 15 th?ng 4 nm 2016 c?a Th?ng ?c Ng?n h?ng Nh? n??c s?a ?i, b? sung m?t s? i?u c?a Th?ng t? 03/2016/TT-NHNN ng?y 26 th?ng 2 nm 2016 c?a Th?ng ?c Ng?n h?ng Nh? n??c h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p;c) Th?ng t? s? 05/2017/TT-NHNN ng?y 30 th?ng 6 nm 2017 c?a Th?ng ?c Ng?n h?ng Nh? n??c s?a ?i, b? sung m?t s? i?u c?a Th?ng t? 03/2016/TT-NHNN ng?y 26 th?ng 2 nm 2016 c?a Th?ng ?c Ng?n h?ng Nh? n??c h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p.i?u 51. i?u kho?n chuy?n ti?p1. ?i v?i vi?c th?c hi?n c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m: C?c kho?n vay n??c ngo?i trung, d?i h?n d??i h?nh th?c nh?p kh?u h?ng h?a tr? ch?m ? ??c Ng?n h?ng Nh? n??c x?c nh?n ng k?, x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i tr??c th?i i?m Th?ng t? n?y c? hi?u l?c ti?p t?c th?c hi?n (r?t v?n, tr? n?) theo c?c vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i. Tr??ng h?p ph?t sinh c?c n?i dung thay ?i ??c n?u t?i vn b?n x?c nh?n ng k?, ng k? thay ?i kho?n vay n??c ngo?i, B?n i vay th?c hi?n tr?n c? s? th?a thu?n v?i b?n cho vay, kh?ng c?n th?c hi?n ng k? thay ?i v?i Ng?n h?ng Nh? n??c.2. ?i v?i kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam:a) C?c kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam ? ??c Ng?n h?ng Nh? n??c chi nh?nh x?c nh?n ng k?, ng k? thay ?i tr??c ng?y 15/4/2016 ??c ti?p t?c th?c hi?n theo c?c vn b?n x?c nh?n ng k?, ng k? thay ?i c?a Ng?n h?ng Nh? n??c chi nh?nh.b) Tr??ng h?p ph?t sinh n?i dung thay ?i c?a c?c kho?n vay n??c ngo?i b?ng ?ng Vi?t Nam ? ??c Ng?n h?ng Nh? n??c (V? Qu?n l? ngo?i h?i) x?c nh?n ng k?, ng k? thay ?i, vi?c x?c ?nh c? quan c? th?m quy?n x? l? h? s? ng k? thay ?i th?c hi?n theo quy ?nh t?i i?u 20 Th?ng t? n?y.3. ?i v?i vi?c th?c hi?n kho?n vay n??c ngo?i ng?n h?n: C?c kho?n vay n??c ngo?i ng?n h?n ? ??c th?c hi?n (r?t v?n, tr? n?) tr??c ng?y Th?ng t? n?y c? hi?u l?c ??c ti?p t?c th?c hi?n qua c?c t?i kho?n hi?n th?i.4. ?i v?i c?c kho?n vay n??c ngo?i ? ??c x?c nh?n n?i dung v? ?a ch? c?a b?n cho vay t?i vn b?n x?c nh?n ng k?, x?c nh?n ng k? thay ?i, tr??ng h?p c? s? thay ?i ?a ch? b?n cho vay nh?ng kh?ng thay ?i qu?c gia ch? n?, b?n i vay kh?ng c?n th?c hi?n ng k? thay ?i kho?n vay n??c ngo?i theo quy ?nh t?i Th?ng t? n?y.5. ?i v?i c?c h? s? ng k?, ng k? thay ?i kho?n vay n??c ngo?i ? g?i Ng?n h?ng Nh? n??c ?y ? tr??c th?i i?m Th?ng t? n?y c? hi?u l?c th? ti?p t?c x? l? theo quy ?nh t?i Th?ng t? s? 03/2016/TT-NHNN ng?y 26 th?ng 2 nm 2016 c?a Th?ng ?c Ng?n h?ng Nh? n??c h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p (v? c?c vn b?n s?a ?i, b? sung), tr? tr??ng h?p kho?n vay n??c ngo?i, n?i dung ng k? thay ?i kho?n vay n??c ngo?i kh?ng c?n thu?c ?i t??ng, tr??ng h?p ph?i ng k?, ng k? thay ?i theo quy ?nh t?i Th?ng t? n?y.i?u 52. T? ch?c th?c hi?nCh?nh Vn ph?ng, V? tr??ng V? Qu?n l? ngo?i h?i, Th? tr??ng c?c ?n v? thu?c Ng?n h?ng Nh? n??c, t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i, doanh nghi?p, h?p t?c x?, li?n hi?p h?p t?c x? ch?u tr?ch nhi?m t? ch?c th?c hi?n Th?ng t? n?y.? N?i nh?n: - Nh? i?u 52; - Vn ph?ng Ch?nh ph?; - B? T? ph?p (? ki?m tra); - Ban l?nh ?o NHNN; - C?ng b?o; - L?u VP, QLNH, PC (05 b?n).KT. TH?NG ?C PH? TH?NG ?C Ph?m Thanh H??PH? L?C 01(Ban h?nh k?m theo Th?ng t? s? & /& & /TT-NHNN ng?y & /& /& & c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N B?N I VAY -------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: & & & & & V/v ng k? kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh& & & , ng?y & & th?ng & & nm & & ??N NG K? KHO?N VAY N??C NGO?I KH?NG ??C CH?NH PH? B?O L?NHK?nh g?i: Ng?n h?ng Nh? n??c Vi?t Nam1 (_ _ _ _ _ _ _ _ _ _ _ _ _ _ _)- Cn c? Ngh? ?nh s? 219/2013/N-CP ng?y 26 th?ng 12 nm 2013 c?a Ch?nh ph? v? qu?n l? vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh;- Cn c? Th?ng t? s? & /20& /TT-NHNN ng?y ... th?ng ... nm 20... c?a Ng?n h?ng Nh? n??c Vi?t Nam h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p;- Cn c? th?a thu?n vay n??c ngo?i ? k? v?i b?n (c?c b?n) cho vay n??c ngo?i ng?y & /& /& ;B?n i vay c? t?n sau ?y ng k? v?i Ng?n h?ng Nh? n??c Vi?t Nam v? kho?n vay trung, d?i h?n n??c ngo?i c?a b?n i vay nh? sau:PH?N TH? NH?T: TH?NG TIN V? C?C B?N LI?N QUANI. Th?ng tin v? b?n i vay:1. T?n b?n i vay: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 2. Lo?i h?nh b?n i vay2: & & & & & & & & & & & & & & & & & & & & & & & & & & & & .3. ?a ch?: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & .4. i?n tho?i: & & & & & & & & Email: & & & & & & & & M? s? thu?: & & & & & & & ..5. H? v? t?n ng??i ?i di?n theo ph?p lu?t: & & & & & & & & & & & & & & & & & & & ..Ch?c v?: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & ..H? v? t?n ng??i ??c ?y quy?n b?i ng??i ?i di?n theo ph?p lu?t (n?u c?): & & & & & - Vn b?n ?y quy?n: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & ..6. H? s? ph?p l?3:7. Ph?m vi ho?t ?ng h?p ph?p c?a b?n i vay4: (ghi r? ngu?n tham chi?u)8. T?ng v?n ?u t? c?a d? ?n s? d?ng v?n vay (?p d?ng v?i kho?n vay n??c ngo?i ph?c v? m?c ?ch th?c hi?n d? ?n ?u t?) l? & & & & & & & & & & trong ? t?ng s? v?n g?p l? & & & & & & & & & & , t?ng s? v?n vay l? & & & & & & & & & & (quy USD)9. T?nh h?nh d? n? t?n d?ng ph?c v? d? ?n t?i th?i i?m g?i h? s? ng k? (quy USD)5:- D? n? vay ng?n h?n n??c ngo?i: & & & & & & & & (trong ? qu? h?n: & & & & & & & & )- D? n? vay ng?n h?n trong n??c: & & & & & & & & (trong ? qu? h?n: & & & & & & & & )- D? n? vay trung, d?i h?n n??c ngo?i: & & & & & & & & (trong ? qu? h?n: & & & & & & & & )- D? n? vay trung, d?i h?n trong n??c: & & & & & & & & (trong ? qu? h?n: & & & & & & & & )S? kho?n vay n??c ngo?i trung, d?i h?n c?a doanh nghi?p (ang th?c hi?n ho?c c?n d? n? ?n ng?y b?o c?o): & & & & & & & & & & & & & & & kho?n vay10. V?n ch? s? h?u (theo b?o c?o t?i ch?nh ??c ki?m to?n, so?t x?t t?i th?i i?m g?n nh?t tr??c ng?y n?p h? s? ng k? kho?n vay n??c ngo?i) (Quy USD):11. Th?ng tin v? b?n cho vay:1. T?n b?n cho vay (ho?c ?i di?n b?n cho vay)6: & & & & & & & & & & & & & & & & & & 2. Qu?c gia c?a b?n cho vay (ho?c ?i di?n b?n cho vay):3. Lo?i h?nh b?n cho vay (ho?c ?i di?n b?n cho vay)7:III. Th?ng tin v? c?c b?n li?n quan kh?c:1. Ng?n h?ng cung ?ng d?ch v? t?i kho?n:1.1. T?n ng?n h?ng cung ?ng d?ch v? t?i kho?n: & & & & & & & & & & & & & & & & & & 1.2. ?a ch? ng?n h?ng cung ?ng d?ch v? t?i kho?n: & & & & & & & & & & & & & & & & & 1.3. Th?ng tin v? t?i kho?n vay, tr? n? n??c ngo?i m? t?i ng?n h?ng cung ?ng d?ch v? t?i kho?n:& & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 2. C?c b?n li?n quan kh?c trong tr??ng h?p c? ph?t sinh d?ng ti?n (ghi r? t?n, ?a ch? c?a b?n li?n quan trong kho?n vay - n?u c?)8: & & & & & & & & & & & & & & & & & & & & & & & & & PH?N TH? HAI: TH?NG TIN V? M?C ?CH VAY1. M?c ?ch vay9: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 2. C?c t?i li?u ch?ng minh t?nh h?p ph?p c?a m?c ?ch vay2.1. T?n t?i li?u10: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 2.2. C?p c? th?m quy?n ph? duy?t11 (kh?ng ?p d?ng trong tr??ng h?p kho?n vay ? th?c hi?n d? ?n ?u t? ? ??c c? quan c? th?m quy?n c?p gi?y CNKT ho?c ph? duy?t ch? tr??ng ?u t?) & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & PH?N TH? BA: TH?NG TIN V? KHO?N VAY:1. Ng?y k? th?a thu?n vay n??c ngo?i: & & & & & & & & & & 2. Gi? tr? kho?n vay: ??????????????????????????????????????????????????????????????????????????????????? i?u kho?n:- Gi? tr? b?ng s?: & & & & & & & & & & & & & & & & & & & & - Gi? tr? b?ng ch?: & & & & & & & & & & & & & & & & & & & ..3. ?ng ti?n th?c hi?n kho?n vay: ??????????????????????????????????????????????????????????????? i?u kho?n:3.1. ?ng ti?n nh?n n?: & & & & & & & & & & & & & & & & & .3.2. ?ng ti?n r?t v?n: & & & & & & & & & & & & & & & & & & 3.3. ?ng ti?n tr? n?: & & & & & & & & & & & & & & & & & & .4. H?nh th?c vay12: & & & & & & & & & & & & & & & & & & & ..5. Th?i h?n vay: & & & & & & & & & & & & & & & & & & & & & ????????????????????? i?u kho?n:6. L?i su?t vay: & & & & & & & & & & & & & & & & & & & & & .????????????????????? i?u kho?n:7. C?c lo?i ph?13: & & & & & & & & & & & & & & & & & & & & ..????????????????????? i?u kho?n:8. L?i ph?t: & & & & & & & & & & & & & & & & & & & & & & & ????????????????????? i?u kho?n:9. Chi ph? vay14: & & & & & & & & & & & & & & & & & & & & & %/nm??????????? i?u kho?n:10. K? ho?ch r?t v?n15: & & & & & & & & & & & & & & & & & & ???????????????????? i?u kho?n:11. K? ho?ch tr? n?:11.1. K? ho?ch tr? n? g?c16: & & & & & & & & & & & & & & & ..???????????????????? i?u kho?n:11.2. K? ho?ch tr? n? l?i17: & & & & & & & & & & & & & & & & ????????????????????? i?u kho?n:12. C?c bi?n ph?p b?o ?m18: & & & & & & & & & & & & & & ..????????????????????? i?u kho?n:12.1. B?o l?nh: ?????????????????????????????????????????????????????????????????????????????????????????? i?u kho?n:- T?n b?n b?o l?nh: & & & & & & & & & & & & & & & & & & & & & & & & - Qu?c gia b?n b?o l?nh: & & & & & & & & & & & & & & & & & & & & & & - Ng?y k? th?a thu?n b?o l?nh: & & & & & & & & & & & & & & & & & & & .12.2. C?c bi?n ph?p b?o ?m kh?c: li?t k? kh?i qu?t c?c bi?n ph?p b?o ?m (h?nh th?c b?o ?m, lo?i t?i s?n b?o ?m, b?n b?o ?m) v? ghi r? i?u kho?n tham chi?u t?i th?a thu?n vay n??c ngo?i.12.3. Ng?n h?ng ph?c v? giao d?ch b?o ?m19: & & & & & & & & & & & & & & & & & & & 13. C?c i?u ki?n kh?c (n?u c?): & & & & & & & & & & & & & & & & & & & & & & & & & * Ch? ?: ghi r? i?u kho?n tham chi?u t?i th?a thu?n vay n??c ngo?i ?i v?i m?i n?i dung t?i ph?n n?y.14. D? ki?n vi?c s? d?ng ngo?i t? t? ngu?n v?n vay (kh?ng ?p d?ng ?i v?i kho?n vay gi?i ng?n v?o t?i kho?n vay tr? n? n??c ngo?i b?ng VN):(i) T? l? ph?n trm gi? tr? kho?n gi?i ng?n d? ki?n s? ??c b?n ngo?i t? cho TCTD ??c ph?p: & & %(ii) M?c ?ch s? d?ng s? ngo?i t? c?n l?i (trong tr??ng h?p t? l? t?i i?m 14(i) n?i tr?n nh? h?n 100%)15. D? ki?n mua ngo?i t? tr? n? t? TCTD ??c ph?p: & & & & & & & & & & % gi? tr? kho?n vay16. C?c n?i dung gi?i tr?nh th?m (n?u c?):PH?N TH? T?: CAM K?TNg??i k? t?n d??i ?y (?i di?n h?p ph?p c?a b?n i vay) cam k?t:- ? ?c v? nghi?n c?u to?n b? c?c quy ?nh v? i?u ki?n vay n??c ngo?i, c?c quy ?nh v? qu?n l? ngo?i h?i khi k? k?t v? th?c hi?n th?a thu?n vay n??c ngo?i; c?c quy ?nh c?a ph?p lu?t c? li?n quan ?n c?c ho?t ?ng s? d?ng v?n vay n??c ngo?i; c?c quy ?nh v? th?c hi?n ph?i sinh ngo?i t? ph?ng ng?a r?i ro t? gi? tr??c khi tr? n? (bao g?m nh?ng kh?ng gi?i h?n Ngh? ?nh s? 219/2013/N-CP ng?y 26/12/2013 c?a Ch?nh ph? v? qu?n l? vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh; Th?ng t? c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam quy ?nh v? i?u ki?n vay n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh, Th?ng t? c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam h??ng d?n v? qu?n l? ngo?i h?i ?i v?i ho?t ?ng vay n??c ngo?i c?a doanh nghi?p v? c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan);- Tu?n th? c?c quy ?nh c?a ph?p lu?t v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i; c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan khi k? v? th?c hi?n kho?n vay n??c ngo?i;- T? ch?u tr?ch nhi?m to?n di?n trong vi?c k? k?t v? th?c hi?n c?c giao d?ch b?o ?m li?n quan ?n kho?n vay n??c ngo?i, ?m b?o kh?ng tr?i v?i c?c quy ?nh hi?n h?nh c?a ph?p lu?t v? giao d?ch b?o ?m v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan.- M?i th?ng tin ghi trong ?n n?y v? c?c t?i li?u k?m theo t?i h? s? ng k? kho?n vay n??c ngo?i c?a b?n i vay l? trung th?c, ?ng s? th?t.??NG??I ?I DI?N H?P PH?P C?A B?N I VAY?Th?ng tin li?n h?:C?n b? ph? tr?ch: & & & & & & & & & & & & & & & i?n tho?i: & & & & & & & & Email: & & & & & & & ?a ch? giao d?ch ho?c ?a ch? nh?n c?ng vn:& & & & & & & & & & & & & & & & & & & & & & & H??ng d?n m?t s? n?i dung li?n quan t?i ?n ng k? Kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh___________________________________________1 Ghi r? g?i V? Qu?n l? ngo?i h?i ho?c NHNN chi nh?nh t?nh, th?nh ph? tr?c thu?c trung ??ng (theo ?ng th?m quy?n quy ?nh t?i i?u 20 Th?ng t? n?y).2 Ghi lo?i h?nh b?n i vay theo ph?n t? sau:- ?i v?i kh?i doanh nghi?p (kh?ng bao g?m c?c t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i):+ Kh?i doanh nghi?p nh? n??c: Doanh nghi?p do Nh? n??c n?m gi? 100% v?n i?u l? (SOE); doanh nghi?p do Nh? n??c n?m gi? t? 50% ?n d??i 100% v?n i?u l? (S50).+ Kh?i doanh nghi?p c? v?n ?u t? n??c ngo?i: Doanh nghi?p c? t? l? s? h?u c?a nh? ?u t? n??c ngo?i t? 51% ?n 100% v?n i?u l? (F51); Doanh nghi?p c? t? 10% ?n d??i 51% v?n ?u t? n??c ngo?i (F10).+ Kh?i doanh nghi?p kh?c: H?p t?c x?, Li?n hi?p h?p t?c x?, Doanh nghi?p kh?c (KHA)- ?i v?i kh?i t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i:+ Kh?i ng?n h?ng th??ng m?i c? v?n ?u t? n??c ngo?i: Ng?n h?ng li?n doanh, ng?n h?ng th??ng m?i c? 100% v?n n??c ngo?i; c?c t? ch?c t?n d?ng phi ng?n h?ng c? tr?n 50% v?n n??c ngo?i, chi nh?nh ng?n h?ng n??c ngo?i (FFI).+ Kh?i t? ch?c t?n d?ng c? v?n nh? n??c: T? ch?c t?n d?ng do Nh? n??c s? h?u tr?n 50% v?n i?u l? (SFI)+ Kh?i t? ch?c t?n d?ng kh?c: OFI3 Ghi r? c?c n?i dung v? lo?i h? s? ph?p l?: s?, ng?y c?p, c? quan c? th?m quy?n c?p v? c?c vn b?n s?a ?i, b? sung (n?u c?). T?y t?ng b?n i vay, c?c lo?i h? s? ph?p l? n?y bao g?m: Quy?t ?nh th?nh l?p, Gi?y ph?p th?nh l?p, Gi?y ch?ng nh?n ng k? kinh doanh, Gi?y ch?ng nh?n ng k? doanh nghi?p, Gi?y ch?ng nh?n ?u t?, Gi?y ch?ng nh?n ng k? ?u t?, Gi?y ng k? H?p t?c x?, Li?n hi?p H?p t?c x? c?a b?n i vay theo quy ?nh c?a ph?p lu?t.4 Ch? li?t k? l)nh v?c ho?t ?ng kinh doanh ch?nh v? ng?nh ngh? kinh doanh ghi nh?n t?i gi?y ch?ng nh?n ng k? kinh doanh, gi?y ph?p th?nh l?p, i?u l? c?ng ty... li?n quan ?n d? ?n, ph??ng ?n s?n xu?t kinh doanh s? d?ng v?n t? kho?n vay n??c ngo?i.5 T? gi? ?p d?ng theo quy ?nh t?i kho?n 3 i?u 20 Th?ng t? n?y (t? gi? h?ch to?n do B? T?i ch?nh c?ng b? ?p d?ng t?i th?i i?m k? c?c th?a thu?n vay n??c ngo?i ho?c th?a thu?n thay ?i kho?n vay n??c ngo?i).6 Ghi ch?nh x?c t?n b?n cho vay. Tr??ng h?p kho?n vay h?p v?n kh?ng c? ?i di?n c?c b?n cho vay (ho?c ?i di?n c?c b?n cho vay kh?ng ch?u tr?ch nhi?m nh?n ti?n/chuy?n ti?n v?i b?n i vay), ghi r? c?c th?ng tin t?i m?c n?y ?i v?i t?ng b?n cho vay, ghi ch? b?n cho vay chi?m a s?. Tr??ng h?p kho?n vay h?p v?n c? ?i di?n c?c b?n cho vay v? ?i di?n b?n cho vay s? ch?u tr?ch nhi?m l?m ?u m?i thanh to?n chuy?n ti?n li?n quan ?n kho?n vay (c?c b?n cho vay c? th? kh?ng tr?c ti?p chuy?n ti?n/nh?n ti?n v?i b?n i vay): ghi c?c th?ng tin c?a b?n ?i di?n c?c b?n cho vay. Tr??ng h?p kho?n vay d??i h?nh th?c ph?t h?nh c?ng c? n? kh?ng ghi danh, c?c th?ng tin v? b?n cho vay ??c thay th? b?ng c?c th?ng tin v? b?n l?m ?i l? ph?t h?nh, ?i l? ?y th?c,... t?y theo c?u tr?c ph?t h?nh.7 Lo?i h?nh b?n cho vay ghi theo ph?n t? sau: (i) C?ng ty m?, c?ng ty th?nh vi?n thu?c c?ng ty m?; (ii) T? ch?c t?n d?ng; (iii) Qu? t?i ch?nh; (iv) T? ch?c t?i ch?nh qu?c t? kh?c; (v) C?c ?i t??ng kh?c.8 Ch? li?t k? c?c b?n li?n quan m? c?c d?ng chuy?n ti?n gi?a b?n i vay v? c?c b?n li?n quan n?y. Tr??ng h?p c? c?c ?i l? nh?ng kh?ng c? d?ng ti?n chuy?n tr?c ti?p ?n c?c b?n ?i l? ? th? kh?ng n?u t?i m?c n?y. L?u ? c?c b?n li?n quan c? th? l? c?c doanh nghi?p ??c chia, t?ch t? b?n i vay ban ?u nh?ng v?n ph?i ch?u tr?ch nhi?m li?n ?i trong vi?c th?c hi?n kho?n vay theo th?a thu?n v? tr?ch nhi?m li?n ?i gi?a b?n cho vay v? c?c b?n ??c chia, t?ch t? b?n i vay ban ?u.9 Ghi r? m?c ?ch s? d?ng v?n vay n??c ngo?i theo quy ?nh v? i?u ki?n vay n??c ngo?i nh?: (i) th?c hi?n d? ?n ?u t?; (ii) tng quy m? v?n kinh doanh theo ph??ng ?n s? d?ng v?n vay; (iii) c? c?u l?i kho?n n? n??c ngo?i,... Tr??ng h?p b?n i vay s? d?ng v?n vay cho nhi?u m?c ?ch, y?u c?u b?n i vay ghi r? s? ti?n s? d?ng t? kho?n vay n??c ngo?i c? th? cho t?ng m?c ?ch vay.10 Tr??ng h?p m?c ?ch vay ? th?c hi?n d? ?n ?u t?: Vn b?n ch?p thu?n ch? tr??ng ?u t? c?a c?p c? th?m quy?n, gi?y ch?ng nh?n ng k? ?u t? theo quy ?nh v? ?u t?; ... Tr??ng h?p m?c ?ch vay ? tng quy m? v?n theo ph??ng ?n s? d?ng v?n vay n??c ngo?i: ghi ph??ng ?n s? d?ng v?n vay n??c ngo?i ??c c?p c? th?m quy?n ph? duy?t; Tr??ng h?p m?c ?ch vay ? c? c?u kho?n n? n??c ngo?i: ghi ph??ng ?n c? c?u kho?n n? n??c ngo?i ??c c?p c? th?m quy?n ph? duy?t.11 Ghi c?p c? th?m quy?n ph? duy?t ph??ng ?n s? d?ng v?n v? d?n chi?u quy ?nh v? c?p c? th?m quy?n ph? duy?t:- Ch?ng minh vi?c s? d?ng v?n kh?ng thu?c ?i t??ng ph?i xin gi?y CNKT theo quy ?nh v? ?u t? (tr?ch d?n ?y ? quy ?nh c?a ph?p lu?t).- D?n chi?u c?c quy ?nh ph?p lu?t, quy ?nh t?i i?u l? c?a b?n i vay ? ch?ng minh th?m quy?n ph? duy?t ph??ng ?n s? d?ng v?n.12 Ghi: (i) Vay b?ng ti?n: bao g?m vay tr?c ti?p b?ng ti?n ho?c th?ng qua h?p ?ng ?y th?c cho vay v?i b?n ?y th?c l? ng??i kh?ng c? tr?; (ii) Vay th?ng qua ph?t h?nh c?ng c? n? (kh?ng bao g?m tr?i phi?u qu?c t?); (iii) Vay th?ng qua h?nh th?c thu? t?i ch?nh.13 Ghi r? ph? tr? trong n??c cho ng??i c? tr? v? ph? tr? ra n??c ngo?i cho ng??i kh?ng c? tr?.14 Doanh nghi?p t?nh chi ph? vay ??c t?nh c?a kho?n vay t?i th?i i?m n?p h? s? ng k? kho?n vay. Chi ph? vay n??c ngo?i l? t?ng m?c chi ph? quy ?i theo t? l? ph?n trm h?ng nm tr?n kim ng?ch kho?n vay, bao g?m c?c chi ph? c?a kho?n vay ??c t?nh theo quy ?nh t?i Th?ng t? quy ?nh v? i?u ki?n vay n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh.15 K? ho?ch r?t v?n ph? h?p v?i th?a thu?n vay. Tr??ng h?p th?a thu?n vay kh?ng quy ?nh k? ho?ch r?t v?n c? th?, cn c? v?o k? ho?ch s?n xu?t kinh doanh v? nhu c?u v?n c?a b?n i vay ph? h?p v?i th?a thu?n vay, b?n i vay ch? ?ng ghi k? ho?ch r?t v?n d? ki?n chi ti?t theo th?ng ho?c qu? ho?c 6 th?ng ho?c nm.16 K? ho?ch tr? n? ph? h?p v?i th?a thu?n vay. Tr??ng h?p th?a thu?n vay kh?ng quy ?nh k? ho?ch tr? n? c? th?, trong ph?m vi c?c cam k?t t?i th?a thu?n vay, d? ki?n k? ho?ch s?n xu?t kinh doanh v? kh? nng c?n ?i ngu?n v?n tr? n? c?a b?n i vay, b?n i vay ghi chi ti?t k? ho?ch tr? n? theo th?ng ho?c qu? ho?c 6 th?ng ho?c nm.17 Ghi r? k? tr? l?i v? th?i i?m b?t ?u tr? l?i.18 Hi?n nay, Th?ng t? kh?ng quy ?nh vi?c n?p c?c th?a thu?n b?o ?m, do ?, vi?c tham chi?u c?c quy ?nh v? giao d?ch b?o ?m s? cn c? v?o c?c i?u kho?n c? li?n quan t?i th?a thu?n vay.19 Tham kh?o c?c quy ?nh t?i Ch??ng V Th?ng t? n?y.?PH? L?C 02(Ban h?nh k?m theo Th?ng t? s? & /& & /TT-NHNN ng?y & /& /& & c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N B?N I VAY -------??B?o c?o vi?c tu?n th? c?c gi?i h?n, t? l? b?o ?m an to?nSTTT?n chi ti?uQuy ?nh c?a NHNNT?i cu?i th?ng & /& & T?i cu?i th?ng & /& & T?i cu?i th?ng & /& & (th?ng g?n nh?t tr??c ng?y k? h?p ?ng vay/th?a thu?n tng kim ng?ch vay)T?i cu?i th?ng & /& & & T?i cu?i th?ng(th?ng g?n nh?t tr??c ng?y ho?n thi?n h? s?)(1)(2)(3)(4)(5)(6)(7)(& )(*)1& ???????2????????& ????????* Ghi ch?:Tr??ng h?p b?n i vay ch?a tu?n th? quy ?nh v? c?c gi?i h?n, t? l? b?o ?m an to?n trong ho?t ?ng c?a TCTD, chi nh?nh ng?n h?ng n??c ngo?i song vi?c ch?a tu?n th? ? ??c Th? t??ng Ch?nh ph? ho?c Th?ng ?c Ng?n h?ng Nh? n??c ch?p thu?n theo quy ?nh c?a ph?p lu?t, b?n i vay n?u r? t? l? ch?a tu?n th?, li?t k? ?y ? (c?c) vn b?n ch?p thu?n c?a Th? t??ng Ch?nh ph? ho?c Th?ng ?c Ng?n h?ng Nh? n??c.?H??ng d?n l?p b?o c?o:- C?t (2): C?c t? l? b?o ?m an to?n theo quy ?nh t?i i?u 130 Lu?t c?c t? ch?c t?n d?ng- C?t (3): quy ?nh c?a Ng?n h?ng Nh? n??c ?i v?i t?ng t? l? t?i C?t (2) theo vn b?n h??ng d?n c?a Ng?n h?ng Nh? n??c ang c? hi?u l?c thi h?nh t?i th?i i?m n?p h? s? ng k? kho?n vay n??c ngo?i.- C?t (4) (5) (6): l? c?c t? l? b?o ?m an to?n t?i th?i i?m cu?i th?ng trong giai o?n 03 th?ng g?n nh?t tr??c ng?y k? th?a thu?n vay.- C?t (7), (...) (*): l? c?c t? l? b?o ?m an to?n t?i th?i i?m cu?i th?ng c?a c?c th?ng li?n t?c t? ng?y k? th?a thu?n vay/th?a thu?n tng kim ng?ch vay ?n ng?y n?p h? s? ?y ?, h?p l?.V? d?: Th?a thu?n vay k? ng?y 23/3/2020. Ng?y 20/4/2020, b?n i vay n?p h? s? ng k? kho?n vay n??c ngo?i theo quy ?nh. Ng?y 05/6/2020, b?n i vay n?p h? s? ?y ?, h?p l? theo c?c Phi?u h??ng d?n ho?n thi?n h? s?, c?ng vn l?m r? v? c?c vn b?n c? gi? tr? t??ng ??ng .... Nh? v?y, c?c th?ng c?n b?o c?o v? t? l? b?o ?m an to?n s? bao g?m: b?o c?o t? l? b?o ?m an to?n t?i th?i i?m 31/12/2019, 31/01/2020, 28/02/2020 (ba th?ng li?n t?c tr??c ng?y k? th?a thu?n vay), 31/3/2020, 30/4/2020, 31/05/2020 (c?c th?ng li?n t?c t? khi k? th?a thu?n vay ?n khi ho?n thi?n h? s? ng k? kho?n vay n??c ngo?i).?PH? L?C 03(Ban h?nh k?m theo Th?ng t? s? & /& & /TT-NHNN ng?y & /& /& & c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)NG?N H?NG NH? N??C VI?T NAM -------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: & & & & & V/v x?c nh?n ng k? kho?n vay n??c ngo?i& & & , ng?y & & th?ng & & nm & & & ?K?nh g?i: & & & & & & & & & & & & & & & Tr? l?i ? ngh? c?a & & (t?n doanh nghi?p) t?i ?n ng k? kho?n vay n??c ngo?i s? & & ng?y & & k?m theo h? s? li?n quan, Ng?n h?ng Nh? n??c Vi?t Nam (NHNN) c? ? ki?n nh? sau:1. X?c nh?n (t?n doanh nghi?p) ? ng k? kho?n vay n??c ngo?i t?i NHNN theo c?c quy ?nh hi?n h?nh v? qu?n l? vay, tr? n? n??c ngo?i v? c?c vn b?n quy ph?m ph?p lu?t c? li?n quan.M? s? kho?n vay n??c ngo?i l?: & & & & & & & & & & 2. M?t s? n?i dung ch?nh c?a kho?n vay n??c ngo?i:2.1. B?n i vay: T?n; ?a ch?2.2. B?n cho vay1: T?n, qu?c gia ch? n?2.3. C?c b?n li?n quan kh?c2 (n?u c?):2.4. Ng?y k? th?a thu?n vay n??c ngo?i:2.5. M?c ?ch vay:2.6. S? ti?n vay:2.7. H?nh th?c vay:2.8. ?ng ti?n nh?n n?, r?t v?n, tr? n?:2.9. Th?i h?n vay:2.10. L?i su?t vay3:2.11. L?i ph?t:2.12. C?c lo?i ph?:2.13. K? ho?ch r?t v?n, tr? n?:- K? ho?ch r?t v?n:- K? ho?ch tr? n? g?c:- K? ho?ch tr? n? l?i:2.14. C?c n?i dung li?n quan kh?c (n?u c?);3. C?c bi?n ph?p b?o ?m kho?n vay theo khai b?o c?a b?n i vay:C?ng ty [v? c?c b?n li?n quan] [t?n h?nh th?c b?o ?m] [t?n t?i s?n b?o ?m] theo quy ?nh t?i c?c vn ki?n b?o ?m ??c n?u t?i i?u .... th?a thu?n vay n??c ngo?i.C?ng ty [v? c?c b?n li?n quan] t? ch?u tr?ch nhi?m k? k?t v? th?c hi?n c?c h?p ?ng, th?a thu?n b?o ?m ?i v?i kho?n vay n??c ngo?i. Vi?c th?c hi?n c?c giao d?ch b?o ?m cho kho?n vay n??c ngo?i ph?i ph? h?p v?i c?c quy ?nh hi?n h?nh c?a ph?p lu?t v? giao d?ch b?o ?m v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan.Ng?n h?ng ph?c v? giao d?ch b?o ?m:Khi cung ?ng d?ch v? chuy?n ti?n li?n quan ?n giao d?ch b?o ?m cho kho?n vay n??c ngo?i c?a (t?n doanh nghi?p), ng?n h?ng & & & c?n th?c hi?n ?ng tr?ch nhi?m c?a ng?n h?ng th??ng m?i theo quy ?nh c?a NHNN h??ng d?n vi?c vay v? tr? n? n??c ngo?i c?a doanh nghi?p v? c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan.4. Kho?n vay ??c th?c hi?n th?ng qua t?i kho?n vay, tr? n? n??c ngo?i b?ng [lo?i ti?n t?] t?i ng?n h?ng & & & & Khi cung ?ng d?ch v? t?i kho?n cho kho?n vay n??c ngo?i c?a (t?n doanh nghi?p), ng?n h?ng & & & c?n th?c hi?n ?ng tr?ch nhi?m c?a ng?n h?ng th??ng m?i theo quy ?nh c?a NHNN h??ng d?n vi?c vay v? tr? n? n??c ngo?i c?a doanh nghi?p v? c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan.5. (T?n doanh nghi?p) t? ch?u tr?ch nhi?m tr??c ph?p lu?t v? vi?c k? v? th?c hi?n c?c th?a thu?n vay n??c ngo?i tr?n nguy?n t?c t? vay - t? ch?u tr?ch nhi?m tr? n?. NHNN kh?ng ch?u b?t c? tr?ch nhi?m ph?p l? v? t?i ch?nh n?o ngo?i vi?c x?c nh?n (t?n doanh nghi?p) ? ng k? kho?n vay n??c ngo?i v?i m?t s? n?i dung ch?nh ??c n?u t?i vn b?n n?y.6. C?c n?i dung kh?c (n?u c?)7. NHNN y?u c?u (t?n doanh nghi?p):7.1. Nghi?m ch?nh ch?p h?nh c?c quy ?nh v? qu?n l? vay v? tr? n? n??c ngo?i; qu?n l? ngo?i h?i v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan.7.2. Th?c hi?n ?ng c?c n?i dung trong th?a thu?n vay n??c ngo?i ? k? v? c?c th?a thu?n kh?c li?n quan ?n kho?n vay v?i n?i dung kh?ng tr?i v?i quy ?nh c?a ph?p lu?t Vi?t Nam.7.3. T? ch?u tr?ch nhi?m to?n di?n trong vi?c x?y d?ng, ph? duy?t v? tri?n khai ph??ng ?n s? d?ng v?n vay n??c ngo?i theo ?ng quy ?nh c?a ph?p lu?t; s? d?ng v?n vay n??c ngo?i ?ng m?c ?ch ??c x?c nh?n t?i c?ng vn n?y, ?m b?o tu?n th? c?c quy ?nh c?a ph?p lu?t v? doanh nghi?p, v? ?u t? v? c?c quy ?nh kh?c c?a ph?p lu?t c? li?n quan;7.4. Th?c hi?n b?o c?o tr?n Trang i?n t? theo quy ?nh hi?n h?nh v? b?o c?o vay, tr? n? n??c ngo?i c?a doanh nghi?p.8. Tr??ng h?p vi ph?m c?c quy ?nh v? qu?n l? vay, tr? n? n??c ngo?i, t?y m?c ? vi ph?m, (t?n doanh nghi?p) s? b? x? l? theo quy ?nh hi?n h?nh v? x? ph?t vi ph?m h?nh ch?nh trong l)nh v?c ti?n t? v? ho?t ?ng ng?n h?ng.Ng?n h?ng Nh? n??c Vi?t Nam th?ng b?o ? (t?n doanh nghi?p) bi?t v? th?c hi?n.? N?i nh?n: - & & TH?NG ?C_____________________1 B?n cho vay (?i v?i kho?n vay n??c ngo?i song ph??ng, kho?n vay n??c ngo?i h?p v?n kh?ng s? d?ng ?i di?n b?n cho vay) ho?c ?i di?n b?n cho vay (?i v?i kho?n vay n??c ngo?i h?p v?n s? d?ng ?i di?n b?n cho vay). L?u ? vi?c x?c nh?n ?i di?n b?n cho vay c? th? i k?m v?i x?c nh?n c?c b?n cho vay ban ?u. Tr??ng h?p c? ?i di?n b?n cho vay nh?ng t? ch?c n?y kh?ng ch?u tr?ch nhi?m ?i di?n chuy?n v? nh?n ti?n kho?n vay, v?n x?c nh?n c?c b?n cho vay c? th? ? l?m c? s? cho vi?c chuy?n ti?n/nh?n ti?n.2 Ch? x?c nh?n c?c b?n li?n quan c? ph?t sinh d?ng ti?n gi?a b?n i vay v? c?c b?n li?n quan n?y.3 Ghi l?i su?t vay v? tham chi?u i?u kho?n t?i th?a thu?n vay ? th? hi?n ??c nguy?n t?c x?c ?nh l?i su?t v? t?nh l?i.?PH? L?C 04(Ban h?nh k?m theo Th?ng t? s? & /& & /TT-NHNN ng?y & /& /& & c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N B?N I VAY -------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: & & & & & V/v ng k? thay ?i kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh& & & , ng?y & & th?ng & & nm & & & ??N NG K? THAY ?I KHO?N VAY N??C NGO?I KH?NG ??C CH?NH PH? B?O L?NHK?nh g?i: Ng?n h?ng Nh? n??c Vi?t Nam1- Cn c? Ngh? ?nh s? 219/2013/N-CP ng?y 26 th?ng 12 nm 2013 c?a Ch?nh ph? v? qu?n l? vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh;- Cn c? Th?ng t? s? 12/2014/TT-NHNN ng?y 31 th?ng 3 nm 2014 c?a Ng?n h?ng Nh? n??c Vi?t Nam quy ?nh v? i?u ki?n vay n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh c?c vn b?n s?a ?i, b? sung, thay th? (n?u c?);- Cn c? Th?ng t? s? & & /2022/TT-NHNN ng?y .... th?ng .... nm 2022 c?a Ng?n h?ng Nh? n??c Vi?t Nam h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p;- Cn c? th?a thu?n vay n??c ngo?i ? k? v?i b?n (c?c b?n) cho vay n??c ngo?i ng?y & /& /& ;- Cn c? v?o th?a thu?n vay n??c ngo?i s?a ?i ? k? v?i b?n (c?c b?n) cho vay n??c ngo?i ng?y & /& /& ?(n?u c?);B?n i vay c? t?n sau ?y ng k? v?i Ng?n h?ng Nh? n??c Vi?t Nam v? vi?c thay ?i m?t s? n?i dung li?n quan ?n kho?n vay n??c ngo?i nh? sau:I. B?N VAY:1. T?n b?n i vay: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 2. M? s? thu?: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & ..3. M? s? kho?n vay: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 4. S?, ng?y c?a vn b?n x?c nh?n ng k? kho?n vay n??c ngo?i c?a Ng?n h?ng Nh? n??c Vi?t Nam;5. S?, ng?y c?a (c?c) vn b?n x?c nh?n ng k? thay ?i kho?n vay n??c ngo?i c?a Ng?n h?ng Nh? n??c Vi?t Nam (li?t k? theo tr?nh t? th?i gian t?t c? c?c vn b?n x?c nh?n ng k? thay ?i - n?u c?);II. N?I DUNG THAY ?I:1. Thay ?i 12 & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & :- N?i dung hi?n t?i: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & - N?i dung thay ?i: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & L? do thay ?i: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 2. Thay ?i n3: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & * Ch? ?: ghi r? i?u kho?n tham chi?u t?i th?a thu?n thay ?i ?i v?i m?i n?i dung thay ?i (n?u c?).III. GI?I TR?NH ?I V?I TR??NG H?P KH?NG C? TH?A THU?N THAY ?I& & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & IV. KI?N NGH?:[T?n b?n i vay] ? ngh? Ng?n h?ng Nh? n??c x?c nh?n [T?n b?n i vay] ? ng k? thay ?i n?i dung kho?n vay n??c ngo?i t?i Ng?n h?ng Nh? n??c.V. CAM K?T1. Ng??i k? t?n d??i ?y (?i di?n c?a b?n i vay) cam k?t ch?u tr?ch nhi?m v? s? ch?nh x?c c?a m?i th?ng tin ghi trong ?n n?y v? c?c t?i li?u k?m theo t?i H? s? ng k? thay ?i kho?n vay n??c ngo?i c?a b?n i vay.2. [T?n b?n i vay] cam k?t tu?n th? c?c quy ?nh c?a lu?t ph?p Vi?t Nam, c?c quy ?nh t?i Ngh? ?nh s? 219/2013/N-CP ng?y 26 th?ng 12 nm 2013 c?a Ch?nh ph? v? qu?n l? vay, tr? n? n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh; Th?ng t? s? 12/2014/TT-NHNN ng?y 31 th?ng 3 nm 2014 c?a Ng?n h?ng Nh? n??c Vi?t Nam quy ?nh v? i?u ki?n vay n??c ngo?i c?a doanh nghi?p kh?ng ??c Ch?nh ph? b?o l?nh v? c?c vn b?n s?a ?i, b? sung, thay th? (n?u c?); Th?ng t? s? .../2022/TT-NHNN ng?y ... th?ng ... nm 2022 c?a Ng?n h?ng Nh? n??c Vi?t Nam h??ng d?n m?t s? n?i dung v? qu?n l? ngo?i h?i ?i v?i vi?c vay, tr? n? n??c ngo?i c?a doanh nghi?p v? c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan.??NG??I ?I DI?N H?P PH?P C?A B?N I VAY??Th?ng tin li?n h?:C?n b? ph? tr?ch: & & & & & & & & & & & & & & & .i?n tho?i: & & & & & & & & Fax: & & & & & & & & ?a ch? giao d?ch (ho?c ?a ch? nh?n c?ng vn)?H??ng d?n m?t s? n?i dung li?n quan t?i ?n ng k? thay ?i kho?n vay n??c ngo?i kh?ng ??c Ch?nh ph? b?o l?nh________________________1 Ghi ch? r? g?i V? Qu?n l? ngo?i h?i ho?c NHNN chi nh?nh t?nh, th?nh ph? tr?c thu?c Trung ??ng t?y theo gi? tr? kho?n vay thu?c th?m quy?n c?a ?n v? n?o.2 Ghi r? n?i dung c?n thay ?i, v? d?:1. Thay ?i b?n cho vay:- B?n cho vay hi?n t?i: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & - B?n cho vay thay ?i: & & & & & & & & & & & & & & & & & & & & & & & & & & & & & Tr??ng h?p thay ?i k? ho?ch r?t v?n, k? ho?ch tr? n? m? c?c th?a thu?n vay kh?ng n?u r? k? ho?ch r?t v?n, k? ho?ch tr? n? thay ?i, cn c? v?o k? ho?ch s?n xu?t kinh doanh v? nhu c?u v?n c?a b?n i vay ph? h?p v?i th?a thu?n vay, b?n i vay ch? ?ng ghi k? ho?ch r?t v?n, k? ho?ch tr? n? d? ki?n chi ti?t theo th?ng ho?c qu? ho?c 6 th?ng ho?c nm.3 Tr??ng h?p c? nhi?u n?i dung thay ?i, b?n i vay ghi r? t?ng n?i dung c?n thay ?i t??ng t? nh? h??ng d?n n?u tr?n.?PH? L?C 05(Ban h?nh k?m theo Th?ng t? s? & /& & /TT-NHNN ng?y & /& /& & c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?n b?n i vay: & & & & & & & & & & & & & & & i?n tho?i: & & & & & & & & & & & & & & & ?a ch?: & & & & & & & & & & & & & & & Lo?i h?nh b?n i vay: & & & & & & & & & & & & & & & ?B?O C?O T?NH H?NH TH?C HI?N VAY, TR? N? N??C NGO?I NG?N H?N KH?NG ??C CH?NH PH? B?O L?NH (Th?ng & nm & & )?n v?: quy ngh?n USDH?nh th?c vayK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? ho?ch k? ti?p theoK? ho?ch k? ti?p theoK? ho?ch k? ti?p theoK? ho?ch k? ti?p theoK? ho?ch k? ti?p theoD? n? ?u k?D? n? ?u k?Ph?t sinh trong k?Ph?t sinh trong k?Ph?t sinh trong k?Ph?t sinh trong k?D? n? cu?i k?D? n? cu?i k?R?t v?nR?t v?nTr? g?cTr? g?cTr? n? l?iT?ngtrong ? qu? h?nR?t v?nTr? g?cTr? l?iThay ?i (*)T?ngTrong ?, qu? h?nT?ng s?Trong ?, s? ngo?i t? b?n cho TCTDT?ng s?Trong ?, s? ngo?i t? mua t? TCTD12345678910111213141. T?ng vay b?ng ti?n, trong ?:?????????????- Vay t? c?ng ty m? v? c?c ?n v? th?nh vi?n c?ng ty m??????????????- Vay t? c?c ?n v? kh?c?????????????2. T?ng vay b?ng h?ng, trong ?:?????????????- Vay t? c?ng ty m? v? c?c ?n v? th?nh vi?n c?ng ty m??????????????- Vay t? c?c ?n v? kh?c?????????????3. T?ng?????????????Ghi ch?: (*) N?u r? l? do ph?t sinh Thay ?i t?i C?t 7 v? c?c n?i dung (n?u c?) & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & ? L?p bi?u (k?, ghi r? h? t?n) Ki?m so?t (k?, ghi r? h? t?n)& & & , ng?y & & th?ng & & nm & & & Ng??i ?i di?n h?p ph?p c?a b?n i vay (k?, ?ng d?u, ghi r? h? t?n)?H??ng d?n l?p b?o c?o1. ?i t??ng ?p d?ng: Ng??i c? tr? l? doanh nghi?p, h?p t?c x?, li?n hi?p h?p t?c x?, t? ch?c t?n d?ng v? chi nh?nh ng?n h?ng n??c ngo?i ??c th?nh l?p, ho?t ?ng kinh doanh t?i Vi?t Nam th?c hi?n b?o c?o chi ti?t t?nh h?nh th?c hi?n c?c kho?n vay n??c ngo?i ng?n h?n kh?ng ??c Ch?nh ph? b?o l?nh c?n d? n? trong k? b?o c?o.2. Th?i h?n g?i b?o c?o: Ch?m nh?t v?o ng?y 05 c?a th?ng ti?p theo ngay sau th?ng b?o c?o.3. H?nh th?c b?o c?o: B?o c?o b?ng vn b?n cho Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? tr?c thu?c Trung ??ng n?i b?n i vay ?t tr? s? ch?nh.4. ?n v? nh?n b?o c?o: Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? tr?c thu?c Trung ??ng n?i b?n i vay ?t tr? s? ch?nh5. H??ng d?n l?p b?o c?o:- C?c kho?n vay thu?c ph?m vi b?o c?o l? c?c kho?n vay n??c ngo?i ng?n h?n (c? th?i h?n vay ?n 1 nm). Th?i h?n vay ??c t?nh t? ng?y d? ki?n r?t v?n (nh?n ti?n hay th?ng quan h?ng h?a) ?n ng?y d? ki?n tr? n? cu?i c?ng theo quy ?nh t?i th?a thu?n vay. C?c kho?n vay n??c ngo?i ng?n h?n qu? h?n nh?ng b?n i vay ? thu x?p thanh to?n n? trong v?ng 10 ng?y k? t? ng?y tr?n 1 nm c?a kho?n vay (do ? kh?ng ph?i th?c hi?n ng k? kho?n vay v?i NHNN) s? ??c b?o c?o nh? m?t kho?n vay ng?n h?n.- B?n i vay g?i b?o c?o i?n m? lo?i h?nh b?n i vay theo ph?n t? lo?i h?nh nh? sau:?Lo?i h?nh b?n i vayM? lo?i h?nh?Nh?m doanh nghi?p (kh?ng bao g?m c?c ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i)?1Doanh nghi?p Nh? n??c theo ?nh ngh)a t?i Lu?t Doanh nghi?p 2015SOE2Doanh nghi?p do Nh? n??c s? h?u t? 50% ?n d??i 100% v?n i?u l?S503Doanh nghi?p c? t? l? s? h?u c?a nh? ?u t? n??c ngo?i t? 51 % ?n 100% v?n i?u l?F514Doanh nghi?p c? t? l? s? h?u c?a nh? ?u t? n??c ngo?i t? 10% ?n 51%F105Doanh nghi?p kh?cKHA?Nh?m ng?n h?ng?6Ng?n h?ng li?n doanh, ng?n h?ng 100% v?n n??c ngo?i, chi nh?nh ng?n h?ng n??c ngo?iFOB7Ng?n h?ng th??ng m?i c? ph?n kh?cBAKB?n i vay g?i b?o c?o i?n M? lo?i h?nh b?n i vay t?i d?ng  Lo?i h?nh b?n i vay - C?t 7 - Thay ?i: i?u ch?nh tng/gi?m kh?c c?a d? n? c?a kho?n vay n??c ngo?i trong k? b?o c?o nh?ng kh?ng l?m ph?t sinh d?ng ti?n do: (i) bi?n ?ng t? gi? khi quy ?i t? ?ng ti?n vay sang USD gi?a c?c k? b?o c?o; (ii) i?u ch?nh do b?o c?o sai ? (c?c) k? tr??c; (iii) kho?n vay ng?n h?n chuy?n trung d?i h?n; (iv) chuy?n v?n vay th?nh v?n g?p; (v) x?a n?;...C?t 7 nh?n gi? tr? (+) n?u ph?t sinh tng, gi? tr? (-) n?u ph?t sinh gi?m. B?n i vay b?o c?o r? n?i dung ph?t sinh ch?nh l?ch- C?t 8 = C?t 2 + C?t 4 - C?t 5 + C?t 7- C?ng th?c ki?m tra: C?t 2 c?a K? b?o c?o = C?t 8 c?a K? b?o c?o li?n tr??c?T?n b?n i vay: & & & & & & & & & & & & & & & i?n tho?i: & & & & & & & & & & & & & & & ?a ch?: & & & & & & & & & & & & & & & Lo?i h?nh b?n i vay: & & & & & & & & & & & & & & & ?B?O C?O T?NH H?NH TH?C HI?N VAY, TR? N? N??C NGO?I TRUNG, D?I H?N KH?NG ??C CH?NH PH? B?O L?NH (Th?ng ... nm )?n v?: ngh?n nguy?n t?T?n B?n cho vayTh?ng tin kho?n vayTh?ng tin kho?n vayTh?ng tin kho?n vayTh?ng tin kho?n vayK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? b?o c?oK? ho?ch k? ti?p theoK? ho?ch k? ti?p theoK? ho?ch k? ti?p theoNg?n h?ng cung ?ng d?ch v? TKKim ng?ch vayH?nh th?c vayB?o l?nhLo?i h?nh B?n cho vayD? n? ?u k?D? n? ?u k?Ph?t sinh trong k?Ph?t sinh trong k?Ph?t sinh trong k?Ph?t sinh trong k?D? n? cu?i k?D? n? cu?i k?R?t v?nTr? n?Tr? l?iT?ngTrong ? qu? h?nR?t v?nTr? g?cTr? l?iThay ?i (*)T?ngTrong ? qu? h?n1234567891011121314151617I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)I. T?ng gi? tr? c?c kho?n vay n??c ngo?i d??i h?nh th?c nh?p h?ng tr? ch?m (quy ngh?n USD)?xxx???xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx??????????????????II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?II. Chi ti?t c?c kho?n vay v?i h?nh th?c kh?c (kh?ng ph?i d??i h?nh th?c nh?p h?ng tr? ch?m) - Ngh?n nguy?n t?1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD1. C?c kho?n vay b?ng USD& ????????????????& & & ????????????????T?ng????????????????2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR2. C?c kho?n vay b?ng EUR& ????????????????& & & ????????????????T?ng????????????????3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & 3. C?c kho?n vay b?ng ?& & & ????????????????& & & ????????????????T?ng????????????????T?ng quy ngh?n USD c?c kho?n vay n??c ngo?i thu?c m?c II.T?ng quy ngh?n USD c?c kho?n vay n??c ngo?i thu?c m?c II.T?ng quy ngh?n USD c?c kho?n vay n??c ngo?i thu?c m?c II.T?ng quy ngh?n USD c?c kho?n vay n??c ngo?i thu?c m?c II.T?ng quy ngh?n USD c?c kho?n vay n??c ngo?i thu?c m?c II.xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx?Ghi ch?: (*) N?u r? l? do ph?t sinh Thay ?i t?i C?t 11 v? c?c n?i dung (n?u c?) & & & & & & & & & & & & & & & & & & & & & & & & & & ? L?p bi?u (k?, ghi r? h? t?n) Ki?m so?t (k?, ghi r? h? t?n)& & & , ng?y & & th?ng & & nm & & & Ng??i ?i di?n h?p ph?p c?a B?n i vay (k?, ?ng d?u, ghi r? h? t?n)H??ng d?n l?p b?o c?o1. ?i t??ng ?p d?ng: Ng??i c? tr? l? doanh nghi?p, h?p t?c x?, li?n hi?p h?p t?c x?, t? ch?c t?n d?ng v? chi nh?nh ng?n h?ng n??c ngo?i ??c th?nh l?p, ho?t ?ng kinh doanh t?i Vi?t Nam th?c hi?n b?o c?o chi ti?t t?nh h?nh th?c hi?n c?c kho?n vay n??c ngo?i trung, d?i h?n kh?ng ??c Ch?nh ph? b?o l?nh c?n d? n? trong k? b?o c?o.2. Th?i h?n g?i b?o c?o: Ch?m nh?t v?o ng?y 05 c?a th?ng ti?p theo ngay sau th?ng b?o c?o.3. H?nh th?c b?o c?o: B?o c?o b?ng vn b?n cho Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? tr?c thu?c Trung ??ng n?i B?n i vay ?t tr? s? ch?nh.4. ?n v? nh?n b?o c?o: Ng?n h?ng Nh? n??c chi nh?nh t?nh, th?nh ph? tr?c thu?c Trung ??ng n?i B?n i vay ?t tr? s? ch?nh5. H??ng d?n l?p b?o c?o:- B?n i vay g?i b?o c?o i?n M? lo?i h?nh b?n i vay theo ph?n t? lo?i h?nh nh? sau:?Lo?i h?nh B?n i vayM? lo?i h?nh?Nh?m doanh nghi?p (kh?ng bao g?m c?c ng?n h?ng th??ng m?i, chi nh?nh ng?n h?ng n??c ngo?i)?1Doanh nghi?p Nh? n??c theo ?nh ngh)a t?i Lu?t Doanh nghi?p 2015SOE2Doanh nghi?p do Nh? n??c s? h?u t? 50% ?n d??i 100% v?n i?u l?S503Doanh nghi?p c? t? l? s? h?u c?a nh? ?u t? n??c ngo?i t? 51 % ?n 100% v?n i?u l?F514Doanh nghi?p c? t? l? s? h?u c?a nh? ?u t? n??c ngo?i t? 10% ?n 51%F105Doanh nghi?p kh?cKHA?Nh?m ng?n h?ng?6Ng?n h?ng li?n doanh, ng?n h?ng 100% v?n n??c ngo?i, chi nh?nh ng?n h?ng n??c ngo?iFOB7Ng?n h?ng th??ng m?i c? ph?n kh?cBAK- C?t 3  H?nh th?c vay : Ghi theo M? h?nh th?c vay nh? sau:STTH?nh th?c vayM? lo?i h?nh1Vay b?ng ti?n (bao g?m kho?n vay tr?c ti?p b?ng ti?n ho?c th?ng qua h?p ?ng ?y th?c cho vay v?i ng??i kh?ng c? tr?)T2Vay th?ng qua h?nh th?c nh?p kh?u h?ng h?a tr? ch?mH3Vay th?ng qua ph?t h?nh c?ng c? n?B4Vay th?ng qua h?nh th?c thu? t?i ch?nhL- C?t 4  B?o l?nh : Ghi t?t ?i t??ng b?o l?nh cho kho?n vay theo k? hi?u sau: B?o l?nh b?i ng??i c? tr? (R); B?o l?nh b?i ng??i kh?ng c? tr? (NR); Kho?n vay kh?ng c? b?o l?nh (N).- C?t 5  Lo?i h?nh b?n cho vay : ghi theo c?c M? lo?i h?nh b?n cho vay nh? sau: (i) b?n cho vay l? c?ng ty m?, c?ng ty th?nh vi?n thu?c c?ng ty m? (IN); (ii) b?n cho vay l?: T? ch?c t?n d?ng, t? ch?c t?i ch?nh qu?c t? (CI); (iii) b?n cho vay l?: C?c ?i t??ng kh?c kh?ng thu?c 2 ?i t??ng n?u tr?n (?i v?i kho?n vay h?p v?n, ghi theo B?n cho vay chi?m a s?) (KH).- C?t 11  Thay ?i i?u ch?nh gi? tr? d? n? trong k? nh?ng kh?ng l?m ph?t sinh d?ng ti?n do: (i) bi?n ?ng t? gi? khi quy ?i t? ?ng ti?n vay sang USD gi?a c?c k? b?o c?o; (ii) i?u ch?nh do b?o c?o sai ? (c?c) k? tr??c; (iii) kho?n vay ng?n h?n chuy?n trung d?i h?n; (iv) chuy?n v?n vay th?nh v?n g?p; (v) x?a n?;...C?t 11 nh?n gi? tr? (+) n?u ph?t sinh tng, gi? tr? 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